Silver Spring Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Maryland.

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Maryland Silver Spring

Eligibility Criteria for Personal Loans

  • Proof of Identity: Submit a valid government-issued ID or passport for verification purposes.
  • Bank Account Details: Provide your bank account information to facilitate the transfer of funds.
  • Income Verification: Furnish recent pay stubs or bank statements to confirm your income source.
  • Contact Information: Offer your current phone number and email address for communication.
  • Residency Proof: Include a utility bill or lease agreement to establish your current residential address.
  • Application Form: Complete the online application form with accurate personal and financial details.

Trusted Personal Loan Lenders in Silver Spring, MD

Discover reliable and reputable personal loan lenders, carefully vetted to ensure secure and transparent borrowing solutions for your financial needs. Trust our partners for your loan journey.

Lender
User Ratings
Address
Phone
Category
Savant Notary Services
User Raiting:
5.00
Address: 11700 Old Columbia Pike #1514, Silver Spring, MD 20904
Phone: +1 (240) 667-6033
Category: Financial institution
Chris Jordan Mortgage Team of Main Street Home Loans
User Raiting:
5.00
Address: 12501 Prosperity Dr #215, Silver Spring, MD 20904
Phone: +1 (240) 670-5090
Category: Financial institution
Hillary Cochin - Main Street Home Loans
User Raiting:
5.00
Address: 12501 Prosperity Dr Suite 215, Silver Spring, MD 20904
Phone: +1 (301) 750-7124
Category: Financial institution
NIH Federal Credit Union - Silver Spring
User Raiting:
4.90
Address: 1308 East-West Hwy, Silver Spring, MD 20910
Phone: +1 (800) 877-6440
Category: Credit union
Hampshire Pawnbrokers
User Raiting:
4.40
Address: 10210 New Hampshire Ave, Silver Spring, MD 20903
Phone: +1 (301) 445-1000
Category: Loan agency
Veirs Mill Local Park
User Raiting:
4.40
Address: 4425 Garrett Park Rd, Silver Spring, MD 20906
Phone: +1 (301) 495-2595
Category: Financial institution
Money Management International
User Raiting:
4.30
Address: 8403 Colesville Rd Suite 1100, Silver Spring, MD 20910
Phone: +1 (301) 695-0369
Category: Credit counsel
Capital One Bank
User Raiting:
4.00
Address: 13301 New Hampshire Ave, Silver Spring, MD 20904
Phone: +1 (301) 680-8660
Category: Bank
Educational Systems Federal Credit Union
User Raiting:
3.90
Address: 12500 Prosperity Dr, Silver Spring, MD 20904
Phone: +1 (301) 779-8500
Category: Credit union
DARCARS Toyota Silver Spring Service Center
User Raiting:
3.40
Address: 12210 Cherry Hill Rd, Silver Spring, MD 20904
Phone: +1 (301) 234-8027
Category: Financial institution
Chase Bank
User Raiting:
3.30
Address: 11297 New Hampshire Ave, Silver Spring, MD 20904
Phone: +1 (301) 755-2949
Category: Bank
Capital One Bank
User Raiting:
3.20
Address: 12293 Tech Rd, Silver Spring, MD 20904
Phone: +1 (301) 625-5803
Category: Bank
SkyPoint Federal Credit Union
User Raiting:
3.00
Address: 8380 Colesville Rd Suite 200, Silver Spring, MD 20910
Phone: +1 (301) 279-1964
Category: Financial institution
Truist
User Raiting:
2.90
Address: 13350 New Hampshire Ave, Silver Spring, MD 20904
Phone: +1 (301) 384-9601
Category: Bank
Mid-Atlantic Federal Credit Union
User Raiting:
2.60
Address: 10157 New Hampshire Ave, Silver Spring, MD 20903
Phone: +1 (301) 944-1800
Category: Financial institution
EagleBank
User Raiting:
2.60
Address: 8665B Georgia Ave, Silver Spring, MD 20910
Phone: +1 (301) 588-6700
Category: Bank
Capital One Bank
User Raiting:
2.60
Address: 8315 Georgia Ave, Silver Spring, MD 20910
Phone: +1 (301) 588-7000
Category: Bank
Bank of America Financial Center
User Raiting:
2.50
Address: 8511 Georgia Ave, Silver Spring, MD 20910
Phone: +1 (301) 588-9031
Category: Bank
Check Cash Depot
User Raiting:
2.20
Address: 8476 Piney Branch Rd, Silver Spring, MD 20901
Phone: +1 (301) 587-6500
Category: Check cash
M&T Bank
User Raiting:
1.90
Address: 8730 Georgia Ave, Silver Spring, MD 20910
Phone: +1 (301) 589-9610
Category: Bank
Monument Title
User Raiting:
1.50
Address: 804 Pershing Dr #005, Silver Spring, MD 20910
Phone: +1 (301) 587-7171
Category: Financial institution
Checks Cashed Best
User Raiting:
1.00
Address: 8107 Fenton St, Silver Spring, MD 20910
Phone: +1 (301) 495-5945
Category: Check cash
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What Are the Alternatives for Short-term Loans in Silver Spring?

Explore various viable alternatives to payday loans, including personal loans, credit counseling services, and community assistance programs designed to provide financial relief without high interest rates.

Instant Installment Loans

Instant Installment Loans allow borrowers to repay a lump sum over several scheduled payments, offering predictable budgeting and manageable finances.

Guaranteed Cash Loans

Guaranteed Cash Loans provide quick, fixed-amount funds designed to address short-term financial needs, offering rapid access to cash solutions.

Title Loans Fast

Title Loans Fast require a vehicle title as collateral. Borrowers keep their car while accessing funds quickly against their vehicle's equity.

Emergency Loan Online

Emergency Loan Online caters to unforeseen expenses, providing immediate funds to manage unexpected financial crises, ensuring fast financial aid.

Payday Loans Online

Payday Loans Online offer short-term, high-interest loans meant to bridge financial gaps until the borrower's next paycheck, easily accessible via the internet.

P2P Loans Quick

P2P Loans Quick involve borrowing directly from individuals or investors through online platforms, offering competitive rates and flexible terms.

Fast Debt Consolidation Loans

Fast Debt Consolidation Loans combine multiple debts into a single loan, potentially lowering monthly payments and making financial management more straightforward.

Bad Credit Loans No Credit Check

Bad Credit Loans No Credit Check are designed for borrowers with low credit scores, providing options without traditional credit scrutiny.

How to Use Personal Loans - Useful Resources

Discover valuable resources on effectively utilizing personal loans. Gain insights into managing short-term financial needs responsibly with our comprehensive guide tailored for informed decision-making.

Industry
Address
Phone
Car Repair and Service
Address: 10113 New Hampshire Avenue, Silver Spring, MD 20903
Phone: +1 (301) 960-1805
Car Wash
Address: 3231 Automobile Boulevard, Silver Spring, MD 20904
Phone: +1 (301) 288-4723
Club & Association
Address: 8630 Fenton Street, Silver Spring, MD 20910
Phone: +1 (301) 588-6767
College/University
Address: 9521 Seminole Street, Silver Spring, MD 20901
Phone: +1 (202) 625-2361
Community Center
Address: 8700 Piney Branch Road, Silver Spring, MD 20901
Phone: +1 (240) 777-6965
Fitness Club & Center
Address: Pittman Drive, Silver Spring, MD 20910
Phone: +1 (301) 589-0938
Government Office
Address: 2924 Birchtree Lane, Silver Spring, MD 20906
Phone: +1 (301) 460-3265
Hospital
Address: 12162 Tech Road, Silver Spring, MD 20904
Phone: +1 (571) 749-2305
Hotel
Address: 12000 Plum Orchard Drive, Silver Spring, MD 20904
Phone: +1 (301) 586-9164
Library
Address: 8900 Georgia Avenue, Silver Spring, MD 20910
Phone: +1 (301) 587-1215
Movie Theater
Address: 600 Rockford Road, Silver Spring, MD 20902
Phone: +1 (301) 593-2460
Museum
Address: 8230 Georgia Avenue, Silver Spring, MD 20910
Phone: +1 (301) 273-3659
Pharmacy
Address: 3227 Bel Pre Road, Silver Spring, MD 20906
Phone: +1 (301) 603-8038
Post Office
Address: 11006 Veirs Mill Road, Silver Spring, MD 20902
Phone: +1 (301) 942-6245
Rent-a-Car Facility
Address: Dixon Avenue, Silver Spring, MD 20910
Phone: +1 (301) 585-1889

How to Get to Silver Spring

Complaints about Short-Term Loans in Maryland

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
244
Problem when making payments
125
Struggling to pay your loan
107
Problem with the payoff process at the end of the loan
100
Getting the loan
92
Charged fees or interest I didn't expect
87
Getting a line of credit
76
Incorrect information on your report
54
Problem with additional add-on products or services
45
Can't contact lender
26
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Silver Spring

If you need to submit a complaint against a payday lender in Maryland, the primary regulatory body is the Maryland Commissioner of Financial Regulation. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Maryland Commissioner of Financial Regulation, 500 North Calvert Street, Suite 402, Baltimore, MD 21202
  • (410) 230-6100 or (888) 784-0136
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal?

No, payday loans are not legal in Maryland. The state has strict regulations in place that effectively ban payday lending to protect consumers from high-interest rates and predatory lending practices. These regulations are designed to safeguard the financial well-being of Maryland residents.

Why are Payday Loans Prohibited in Maryland?

Payday loans are prohibited in Maryland due to a recognition of the potential harm they can cause to borrowers. The high-cost structure of payday loans can lead individuals into cycles of debt, making it challenging to achieve financial stability. The state government has implemented these laws to prevent payday lenders from exploiting vulnerable consumers.

What Alternatives Are Available for Short-Term Financial Needs?

Maryland offers various alternatives for individuals facing short-term financial needs. These alternatives are designed to provide safer and more affordable options. Residents can explore traditional bank loans, credit unions, personal installment loans, and assistance programs provided by nonprofit organizations and government agencies. These alternatives prioritize responsible lending practices and borrower protection.

Can Out-of-State Lenders Offer Payday Loans in Maryland?

No, out-of-state payday lenders are not allowed to offer payday loans to residents in Maryland. The state's regulations extend beyond its borders to ensure that borrowers are protected from predatory lending practices, regardless of the lender's location.

What Should I Do If I Have an Existing Payday Loan?

If you have an existing payday loan, it's important to know that it is not legally enforceable in Maryland. The state's laws render such loans void. If you're facing challenges related to an existing payday loan, you can seek guidance from the Maryland Commissioner of Financial Regulation. They can provide assistance and resources to help resolve any issues associated with the loan.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders, it's essential to report these issues. You can report them to the Maryland Office of the Commissioner of Financial Regulation. Your report can contribute to investigations and efforts to curb predatory lending practices in the state, protecting other consumers from similar experiences. Your actions can make a difference in promoting fair and responsible lending practices in Maryland.

Maryland Personal Loans Near Me

Aberdeen Aberdeen Proving Ground Abingdon Accident Accokeek Adamstown Adelphi Air Annapolis Annapolis Junction Arlington Arnold Ashton Aspen Hill Avondale Baltimore Barton Beallsville Bel Air Belcamp Beltsville Berlin Berwyn Heights Bethesda Big Pool Bladensburg Bloomington Boonsboro Bowie Boyds Brandywine Brentwood Brooklyn Brooklyn Park Broomes Island Bryans Road Bryantown Burtonsville Cabin John California Calverton Cambridge Camp Springs Capitol Heights Catonsville Cecilton Centreville Chance Charlotte Hall Chase Chesapeake Beach Chesapeake City Chester Chestertown Chevy Chase Church Hill Churchton City Clarksburg Clarksville Clear Spring Clinton Cockeysville Colesville College Park Colora Columbia Crisfield Crofton Crownsville Cumberland Damascus Darlington Davidsonville Deal Island Historic District Deale Denton Derwood District Heights Dundalk Dunkirk East New Market Easton Edgewater Edgewood Eldersburg Elkridge Elkton Ellerslie Ellicott Ellicott City Emmitsburg Essex Fallston Federalsburg Finksburg Forest Heights Forest Hill Forestville Fort Howard Fort Meade Fort Washington Frederick Friendsville Frostburg Fruitland Fulton Gaithersburg Galesville Gambrills Germantown Gibson Island Glen Arm Glen Burnie Glen Echo Glenarden Glenn Dale Glyndon Grace Grantsville Grasonville Great Mills Greater Landover Greenbelt Gunpowder Gwynn Oak Hagerstown Halethorpe Hall Hampstead Hancock Hanover Havre De Grace Heights Highland Highlandtown Hill Hillcrest Heights Hollywood Hughesville Hunt Valley Huntingtown Hurlock Hyattsville Ijamsville Indian Head Jarrettsville Jessup Joint Base Andrews Joppatowne Keedysville Kensington Kingsville Knoxville La Plata La Vale Landover Landover Hills Lanham Largo Laurel Laytonsville Leonardtown Lexington Park Linthicum Heights Lonaconing Lusby Lutherville Manchester Marlboro Marlow Heights Marriottsville Marydel Maugansville Mchenry Mechanicsville Middle River Middletown Millersville Mitchellville Monkton Monrovia Montgomery Village Morningside Mt Airy Mt Rainier Mt Washington Myersville National Harbor New Carrollton New Market New Windsor North Beach North East North Englewood Nottingham Oakland Ocean City Ocean Pines Odenton Olney Owings Owings Mills Oxon Hill Park Parkton Parkville Parsonsburg Pasadena Perry Hall Perry Point Perryville Phoenix Pikesville Pittsville Plata Pocomoke City Point Poolesville Port Tobacco Potomac Preston Prince Frederick Princess Anne Pylesville Queenstown Randallstown Reisterstown Ridgely Rising Sun Riverdale Riverdale Park Rockville Rosedale Ruxton Salisbury Sandy Spring Seabrook Seat Pleasant Secretary Severn Severna Park Sharpsburg Sharptown Silver Spring Smithsburg Snow Hill Solomons Sparks Sparks Glencoe Sparrows Point Spring St Charles St Inigoes St Leonard St Michaels Stevensville Street Sudlersville Suitland Suitland silver Hill Sunderland Sykesville Takoma Park Taneytown Temple Hills Thurmont Timonium Towson Union Bridge Upper Marlboro Upperco Valley Waldorf Walker Mill Walkersville West Friendship West River Westernport Westminster Wheaton Wheaton glenmont White Marsh White Plains Whiteford Willards Williamsport Windsor Mill Woodbine Woodlawn Woodsboro Wye Mills