Hagerstown Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Maryland.

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Maryland Hagerstown

Eligibility Criteria for Personal Loans

  • Valid government-issued identification for identity verification.
  • Proof of residence, such as a utility bill or lease agreement, to establish current address.
  • Recent bank statement to demonstrate financial standing and ability to repay.
  • Active bank account where funds can be deposited and repayments can be made.
  • Employment verification or proof of steady income to ensure financial stability.
  • Completed application form with accurate personal and contact information.
  • Consent to a credit check, if applicable, to assess creditworthiness.

Trusted Personal Loan Lenders in Hagerstown, MD

Explore our curated list of trusted personal loan lenders, committed to providing transparent and reliable financial solutions to empower individuals to meet their financial goals with confidence.

Lender
User Ratings
Address
Phone
Category
Express Cash Advance
User Raiting:
5.00
Address: 47 Eastern Blvd N, Hagerstown, MD 21740
Phone: +1 (301) 820-7381
Category: Loan agency
CNB Bank
User Raiting:
5.00
Address: 1625 Dual Hwy, Hagerstown, MD 21740
Phone: +1 (301) 797-2020
Category: Bank
Middletown Valley Bank
User Raiting:
5.00
Address: 1101 Professional Ct, Hagerstown, MD 21740
Phone: +1 (301) 800-7950
Category: Financial institution
First United Bank & Trust
User Raiting:
5.00
Address: 19405 Emerald Square Suite 1000, Hagerstown, MD 21742
Phone: +1 (240) 850-2012
Category: Bank
First Home Mortgage - Hagerstown
User Raiting:
5.00
Address: 1829 Howell Rd #1, Hagerstown, MD 21740
Phone: +1 (240) 420-5300
Category: Financial institution
Christina Ocharzak - First Home Mortgage
User Raiting:
5.00
Address: 1829 Howell Rd Suite 1, Hagerstown, MD 21740
Phone: +1 (301) 491-4544
Category: Financial institution
Perry Funding LLC
User Raiting:
5.00
Address: 201 Prospect Ave #306, Hagerstown, MD 21742
Phone: +1 (301) 791-0707
Category: Financial institution
OneMain Financial
User Raiting:
4.50
Address: 122 Railway Ln, Hagerstown, MD 21740
Phone: +1 (301) 790-4949
Category: Loan agency
Sheehy Subaru of Hagerstown
User Raiting:
4.40
Address: 10310 Auto Pl, Hagerstown, MD 21740
Phone: +1 (301) 760-2325
Category: Financial institution
M&T Bank
User Raiting:
4.30
Address: 13409 Pennsylvania Ave, Hagerstown, MD 21742
Phone: +1 (301) 745-5361
Category: Bank
M&T Bank
User Raiting:
4.10
Address: 930 Dual Hwy, Hagerstown, MD 21740
Phone: +1 (301) 797-2213
Category: Bank
PNC Bank
User Raiting:
3.80
Address: 12916 Conamar Dr, Hagerstown, MD 21742
Phone: +1 (301) 791-5465
Category: Bank
Gideon Properties LLC
User Raiting:
3.70
Address: 20 W Washington St Suite 500, Hagerstown, MD 21740
Phone: +1 (301) 960-4881
Category: Financial institution
PNC Bank
User Raiting:
3.70
Address: 1700 Dual Hwy, Hagerstown, MD 21740
Phone: +1 (301) 790-2933
Category: Bank
Bulldog Federal Credit Union
User Raiting:
3.50
Address: 580 Northern Ave, Hagerstown, MD 21742
Phone: +1 (301) 797-6318
Category: Credit union
Patriot Federal Credit Union
User Raiting:
3.40
Address: 11067 Robinwood Dr, Hagerstown, MD 21742
Phone: +1 (301) 766-7328
Category: Credit union
Lendmark Financial Services LLC
User Raiting:
2.80
Address: 18340 Spark Dr Suite 103, Hagerstown, MD 21740
Phone: +1 (240) 420-2800
Category: Loan agency
Bulldog Federal Credit Union
User Raiting:
2.40
Address: 1240 Dual Hwy, Hagerstown, MD 21740
Phone: +1 (301) 797-6318
Category: Financial institution
Truist
User Raiting:
2.00
Address: 1800 Dual Hwy Ste 100 Ste 100, Hagerstown, MD 21740
Phone: +1 (301) 791-0000
Category: Bank
Huntington Mortgage Group
User Raiting:
1.00
Address: 186 Eastern Blvd N, Hagerstown, MD 21740
Phone: +1 (301) 739-3944
Category: Financial institution
View More

What Are the Alternatives for Short-term Loans in Hagerstown?

Explore various safe and affordable alternatives to payday loans, empowering you with financial stability through options like credit counseling, installment loans, and local community assistance programs.

Quick Installment Loans

Installment loans are loans repaid over time with a set number of scheduled payments. Quick approval makes them suitable for various financial needs.

Guaranteed Cash Loans

Cash loans provide an immediate sum of money to address urgent expenses. Guaranteed funds or amounts may vary based on credit evaluation.

Instant Title Loans

Title loans are secured loans using your vehicle title as collateral. Instant access to cash depends on your car's value and repayment capacity.

Emergency Loans Fast

Emergency loans offer swift financial aid for unexpected expenses, like medical bills. Fast processing ensures speedy access to needed funds.

Online Payday Loans

Payday loans online provide short-term funds for covering expenses until your next paycheck. Convenient online applications expedite receipt of funds.

No Credit Check P2P Loans

P2P loans, or peer-to-peer loans, allow individuals to borrow from others. Innovative platforms enable borrowing without extensive credit checks.

Debt Consolidation Loans Instant

Debt consolidation loans combine multiple debts into a single, simpler payment. Instant consolidation can help streamline your repayment process.

Online Bad Credit Loans

Bad credit loans cater to individuals with poor credit histories. Online lenders may offer options that account for financial challenges and credit mishaps.

How to Use Personal Loans - Useful Resources

Explore our comprehensive guide on personal loans: discover essential tips, insightful resources, and practical steps to effectively manage and benefit from short-term loan solutions. Empower your financial journey.

Industry
Address
Phone
American Restaurant
Address: 1630 Dual Highway, Hagerstown, MD 21740
Phone: +1 (301) 797-3700
Car Wash
Address: 1008 South Potomac Street, Hagerstown, MD 21740
Phone: +1 (240) 707-0512
Club & Association
Address: 927 South Potomac Street, Hagerstown, MD 21740
Phone: +1 (240) 527-2673
College/University
Address: W Washington St, Hagerstown, MD 21740
Phone: +1 (240) 527-2060
Community Center
Address: 12608 Sedgwick Way, Hagerstown, MD 21740
Phone: +1 (301) 694-6900
Dentist
Address: 13511 Label Lane, Hagerstown, MD 21740
Phone: +1 (301) 739-8888
Do-It-Yourself Centers
Address: 17810 Garland Groh Boulevard, Hagerstown, MD 21740
Phone: +1 (301) 791-2886
Fitness Club & Center
Address: Emerald, Hagerstown, MD 21742
Phone: +1 (301) 302-0580
Government Office
Address: 36 North Potomac Street, Hagerstown, MD 21740
Phone: +1 (301) 733-8201
Hospital for Women and Children
Address: 1500 Pennsylvania Avenue, Hagerstown, MD 21742
Phone: +1 (301) 745-4200
Hotel
Address: 920 Dual Highway, Hagerstown, MD 21740
Phone: +1 (301) 739-9050
Library
Address: 18739 North Point Drive, Hagerstown, MD 21742
Phone: +1 (301) 733-8655
Local Post Office
Address: 12912 Conamar Drive, Hagerstown, MD 21742
Phone: +1 (301) 733-9195
Movie Theater
Address: 20145 Leitersburg Pike, Hagerstown, MD 21742
Phone: +1 (240) 329-2093
Museum
Address: 296 South Burhans Boulevard, Hagerstown, MD 21740
Phone: +1 (301) 739-4665

How to Get to Hagerstown

Complaints about Short-Term Loans in Maryland

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
244
Problem when making payments
125
Struggling to pay your loan
107
Problem with the payoff process at the end of the loan
100
Getting the loan
92
Charged fees or interest I didn't expect
87
Getting a line of credit
76
Incorrect information on your report
54
Problem with additional add-on products or services
45
Can't contact lender
26
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Hagerstown

If you need to submit a complaint against a payday lender in Maryland, the primary regulatory body is the Maryland Commissioner of Financial Regulation. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Maryland Commissioner of Financial Regulation, 500 North Calvert Street, Suite 402, Baltimore, MD 21202
  • (410) 230-6100 or (888) 784-0136
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal?

No, payday loans are not legal in Maryland. The state has strict regulations in place that effectively ban payday lending to protect consumers from high-interest rates and predatory lending practices. These regulations are designed to safeguard the financial well-being of Maryland residents.

Why are Payday Loans Prohibited in Maryland?

Payday loans are prohibited in Maryland due to a recognition of the potential harm they can cause to borrowers. The high-cost structure of payday loans can lead individuals into cycles of debt, making it challenging to achieve financial stability. The state government has implemented these laws to prevent payday lenders from exploiting vulnerable consumers.

What Alternatives Are Available for Short-Term Financial Needs?

Maryland offers various alternatives for individuals facing short-term financial needs. These alternatives are designed to provide safer and more affordable options. Residents can explore traditional bank loans, credit unions, personal installment loans, and assistance programs provided by nonprofit organizations and government agencies. These alternatives prioritize responsible lending practices and borrower protection.

Can Out-of-State Lenders Offer Payday Loans in Maryland?

No, out-of-state payday lenders are not allowed to offer payday loans to residents in Maryland. The state's regulations extend beyond its borders to ensure that borrowers are protected from predatory lending practices, regardless of the lender's location.

What Should I Do If I Have an Existing Payday Loan?

If you have an existing payday loan, it's important to know that it is not legally enforceable in Maryland. The state's laws render such loans void. If you're facing challenges related to an existing payday loan, you can seek guidance from the Maryland Commissioner of Financial Regulation. They can provide assistance and resources to help resolve any issues associated with the loan.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders, it's essential to report these issues. You can report them to the Maryland Office of the Commissioner of Financial Regulation. Your report can contribute to investigations and efforts to curb predatory lending practices in the state, protecting other consumers from similar experiences. Your actions can make a difference in promoting fair and responsible lending practices in Maryland.

Maryland Personal Loans Near Me

Aberdeen Aberdeen Proving Ground Abingdon Accident Accokeek Adamstown Adelphi Air Annapolis Annapolis Junction Arlington Arnold Ashton Aspen Hill Avondale Baltimore Barton Beallsville Bel Air Belcamp Beltsville Berlin Berwyn Heights Bethesda Big Pool Bladensburg Bloomington Boonsboro Bowie Boyds Brandywine Brentwood Brooklyn Brooklyn Park Broomes Island Bryans Road Bryantown Burtonsville Cabin John California Calverton Cambridge Camp Springs Capitol Heights Catonsville Cecilton Centreville Chance Charlotte Hall Chase Chesapeake Beach Chesapeake City Chester Chestertown Chevy Chase Church Hill Churchton City Clarksburg Clarksville Clear Spring Clinton Cockeysville Colesville College Park Colora Columbia Crisfield Crofton Crownsville Cumberland Damascus Darlington Davidsonville Deal Island Historic District Deale Denton Derwood District Heights Dundalk Dunkirk East New Market Easton Edgewater Edgewood Eldersburg Elkridge Elkton Ellerslie Ellicott Ellicott City Emmitsburg Essex Fallston Federalsburg Finksburg Forest Heights Forest Hill Forestville Fort Howard Fort Meade Fort Washington Frederick Friendsville Frostburg Fruitland Fulton Gaithersburg Galesville Gambrills Germantown Gibson Island Glen Arm Glen Burnie Glen Echo Glenarden Glenn Dale Glyndon Grace Grantsville Grasonville Great Mills Greater Landover Greenbelt Gunpowder Gwynn Oak Hagerstown Halethorpe Hall Hampstead Hancock Hanover Havre De Grace Heights Highland Highlandtown Hill Hillcrest Heights Hollywood Hughesville Hunt Valley Huntingtown Hurlock Hyattsville Ijamsville Indian Head Jarrettsville Jessup Joint Base Andrews Joppatowne Keedysville Kensington Kingsville Knoxville La Plata La Vale Landover Landover Hills Lanham Largo Laurel Laytonsville Leonardtown Lexington Park Linthicum Heights Lonaconing Lusby Lutherville Manchester Marlboro Marlow Heights Marriottsville Marydel Maugansville Mchenry Mechanicsville Middle River Middletown Millersville Mitchellville Monkton Monrovia Montgomery Village Morningside Mt Airy Mt Rainier Mt Washington Myersville National Harbor New Carrollton New Market New Windsor North Beach North East North Englewood Nottingham Oakland Ocean City Ocean Pines Odenton Olney Owings Owings Mills Oxon Hill Park Parkton Parkville Parsonsburg Pasadena Perry Hall Perry Point Perryville Phoenix Pikesville Pittsville Plata Pocomoke City Point Poolesville Port Tobacco Potomac Preston Prince Frederick Princess Anne Pylesville Queenstown Randallstown Reisterstown Ridgely Rising Sun Riverdale Riverdale Park Rockville Rosedale Ruxton Salisbury Sandy Spring Seabrook Seat Pleasant Secretary Severn Severna Park Sharpsburg Sharptown Silver Spring Smithsburg Snow Hill Solomons Sparks Sparks Glencoe Sparrows Point Spring St Charles St Inigoes St Leonard St Michaels Stevensville Street Sudlersville Suitland Suitland silver Hill Sunderland Sykesville Takoma Park Taneytown Temple Hills Thurmont Timonium Towson Union Bridge Upper Marlboro Upperco Valley Waldorf Walker Mill Walkersville West Friendship West River Westernport Westminster Wheaton Wheaton glenmont White Marsh White Plains Whiteford Willards Williamsport Windsor Mill Woodbine Woodlawn Woodsboro Wye Mills