Frederick Personal Loan in 2025

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Maryland Frederick

Eligibility Criteria for Personal Loans

  • Proof of Identity: Submit a valid government-issued ID or passport for verification purposes.
  • Bank Account Details: Provide your bank account information to facilitate the transfer of funds.
  • Income Verification: Furnish recent pay stubs or bank statements to confirm your income source.
  • Contact Information: Offer your current phone number and email address for communication.
  • Residency Proof: Include a utility bill or lease agreement to establish your current residential address.
  • Application Form: Complete the online application form with accurate personal and financial details.

Trusted Personal Loan Lenders in Frederick, MD

Discover our curated list of Trusted Personal Loan lenders offering transparent rates, flexible terms, and exemplary customer service to empower your financial journey with confidence and ease.

Lender
User Ratings
Address
Phone
Category
Brian Lanning Severn Bank
User Raiting:
5.00
Address: 5291 Corporate Dr Suite 202, Frederick, MD 21703
Phone: +1 (240) 770-0996
Category: Financial institution
J Allen & Associates
User Raiting:
5.00
Address: 801 Toll House Ave Unit A2, Frederick, MD 21701
Phone: +1 (301) 610-3619
Category: Financial institution
Key Title Solutions, LLC
User Raiting:
5.00
Address: 2 S Wisner St, Frederick, MD 21701
Phone: +1 (301) 378-0893
Category: Financial institution
The Amy Wolff Team of Direct Mortgage Loans
User Raiting:
5.00
Address: 7470 New Technology Way suite o, Frederick, MD 21703
Phone: +1 (443) 541-5545
Category: Financial institution
SECU Credit Union
User Raiting:
5.00
Address: 5110 Buckeystown Pike, Frederick, MD 21704
Phone: +1 (800) 879-7328
Category: Credit union
Frederick - 24
User Raiting:
5.00
Address: 5283 Corporate Dr #102, Frederick, MD 21703
Phone: +1 (866) 670-2018
Category: Financial institution
The Jason Fox Team of NFM Lending NMLS #179208
User Raiting:
5.00
Address: 241 E 4th St Unit 104, Frederick, MD 21701
Phone: +1 (240) 367-9525
Category: Financial institution
Jimmy Morocco | Fairway Independent Mortgage Corporation Loan Officer
User Raiting:
5.00
Address: 6 N East St Suite 201, Frederick, MD 21701
Phone: +1 (240) 505-8800
Category: Financial institution
Sandy Spring Bank
User Raiting:
5.00
Address: 8921 Fingerboard Rd, Frederick, MD 21704
Phone: +1 (240) 397-7843
Category: Bank
Dana Dudley with FitzGerald Financial Group
User Raiting:
5.00
Address: 5300 Westview Dr Suite 307, Frederick, MD 21703
Phone: +1 (301) 606-5818
Category: Financial institution
Revolutionary Mortgage Co
User Raiting:
5.00
Address: 9099 Ridgefield Dr #104, Frederick, MD 21701
Phone: +1 (301) 620-0220
Category: Financial institution
Sandy Spring Bank Frederick Financial Center
User Raiting:
5.00
Address: Financial Center, 30 W Patrick St Ste 590, Frederick, MD 21701
Phone: +1 (800) 399-5919
Category: Bank
Fitzgerald Financial Group
User Raiting:
5.00
Address: 5300 Westview Dr Suite 307, Frederick, MD 21703
Phone: +1 (301) 788-2982
Category: Financial institution
Integrity Home Mortgage Corporation
User Raiting:
5.00
Address: 5300 Westview Dr #408, Frederick, MD 21703
Phone: +1 (240) 415-5015
Category: Financial institution
Bryan Christopher Moran | Fairway Independent Mortgage Corporation SVP Area Manager
User Raiting:
5.00
Address: 6 N East St Suite 201, Frederick, MD 21701
Phone: +1 (703) 203-7394
Category: Financial institution
Rob Schiller - Shore United Bank
User Raiting:
5.00
Address: 5291 Corporate Dr Suite 202, Frederick, MD 21703
Phone: +1 (443) 319-8855
Category: Financial institution
Bill Lawson with Apex Home Loans
User Raiting:
5.00
Address: 5285 Westview Dr #225, Frederick, MD 21703
Phone: +1 (240) 268-3252
Category: Financial institution
Richard James & Associates, Inc.
User Raiting:
5.00
Address: 5301 Buckeystown Pike suite 480-c, Frederick, MD 21704
Phone: +1 (301) 694-5444
Category: Financial institution
CBM Mortgage
User Raiting:
5.00
Address: 5300 Westview Dr STE 305, Frederick, MD 21703
Phone: +1 (540) 549-5065
Category: Financial institution
Ontko, LLC
User Raiting:
5.00
Address: 3 W Church St STE 200, Frederick, MD 21701
Phone: +1 (301) 304-7829
Category: Financial institution
Academy Mortgage
User Raiting:
5.00
Address: 10 S Market St, Frederick, MD 21701
Phone: +1 (240) 344-7403
Category: Financial institution
Tidewater Mortgage Services, Inc. - Frederick, MD Branch
User Raiting:
5.00
Address: 129 W Patrick St #8, Frederick, MD 21701
Phone: +1 (240) 355-4843
Category: Financial institution
Guild Mortgage Company
User Raiting:
5.00
Address: 5320 Spectrum Dr C, Frederick, MD 21703
Phone: +1 (301) 378-2902
Category: Financial institution
Presidential Bank Mortgage
User Raiting:
5.00
Address: 262 W Patrick St Suite A, Frederick, MD 21701
Phone: +1 (301) 663-9999
Category: Financial institution
US Mortgage Corporation
User Raiting:
5.00
Address: 5100 Buckeystown Pike Suite 235, Frederick, MD 21704
Phone: +1 (301) 509-9437
Category: Financial institution
Vince Petrolle at CrossCountry Mortgage, LLC
User Raiting:
5.00
Address: 5301 Buckeystown Pike Suite No. 380, Frederick, MD 21704
Phone: +1 (301) 461-1734
Category: Financial institution
The Deibler Home Team
User Raiting:
4.90
Address: 5291 Corporate Dr Suite 202, Frederick, MD 21703
Phone: +1 (240) 651-6948
Category: Financial institution
Envoy Mortgage (Swanson Lending Team)
User Raiting:
4.90
Address: 7470 Technology way P, Frederick, MD 21703
Phone: +1 (240) 439-8641
Category: Financial institution
Presidential Bank Mortgage
User Raiting:
4.90
Address: 50 Citizen's Way Suite 401, Frederick, MD 21701
Phone: +1 (301) 694-1500
Category: Financial institution
Embrace Home Loans-Maryland - Frederick
User Raiting:
4.90
Address: 30 W Patrick St Ste 300, Frederick, MD 21701
Phone: +1 (240) 415-7111
Category: Financial institution
American Credit Card Solutions
User Raiting:
4.60
Address: 5275 Westview Dr STE 120, Frederick, MD 21703
Phone: +1 (866) 344-8589
Category: Credit counsel
Bay Capital Mortgage Corporation
User Raiting:
4.50
Address: 111 E Church St, Frederick, MD 21701
Phone: +1 (301) 378-2431
Category: Financial institution
OneMain Financial
User Raiting:
4.40
Address: 1013 W Patrick St, Frederick, MD 21702
Phone: +1 (301) 663-4103
Category: Loan agency
Navy Federal Credit Union
User Raiting:
4.40
Address: 7820 Wormans Mill Rd Suite T, Frederick, MD 21701
Phone: +1 (888) 842-6328
Category: Credit union
Clear Title, LLC
User Raiting:
4.30
Address: 5301 Buckeystown Pike #310, Frederick, MD 21704
Phone: +1 (301) 798-4939
Category: Financial institution
Mariner Finance
User Raiting:
4.10
Address: 480 Prospect Blvd F, Frederick, MD 21701
Phone: +1 (301) 662-1122
Category: Loan agency
Patriot Federal Credit Union
User Raiting:
4.00
Address: 5099 Corporate Dr, Frederick, MD 21703
Phone: +1 (301) 880-8027
Category: Credit union
Fulton Bank
User Raiting:
4.00
Address: 5211 Presidents Ct, Frederick, MD 21703
Phone: +1 (301) 228-2450
Category: Bank
Nymeo Federal Credit Union
User Raiting:
4.00
Address: 1041A W Patrick St, Frederick, MD 21702
Phone: +1 (855) 436-4100
Category: Credit union
Nymeo Federal Credit Union
User Raiting:
3.80
Address: 197 Thomas Johnson Dr, Frederick, MD 21702
Phone: +1 (855) 436-4100
Category: Credit union
United Title Services LLC
User Raiting:
3.70
Address: 50 Citizen's Way # 300, Frederick, MD 21701
Phone: +1 (301) 631-2900
Category: Financial institution
Cash-N-Go Frederick
User Raiting:
3.70
Address: 1509 W Patrick St, Frederick, MD 21702
Phone: +1 (301) 360-0535
Category: Check cash
M&T Bank
User Raiting:
3.30
Address: 26 N Court St, Frederick, MD 21701
Phone: +1 (301) 698-7881
Category: Bank
Nymeo Federal Credit Union
User Raiting:
3.10
Address: 5301 Buckeystown Pike #205-D, Frederick, MD 21704
Phone: +1 (855) 436-4100
Category: Financial institution
First United Bank & Trust
User Raiting:
3.00
Address: 150 East St #101, Frederick, MD 21701
Phone: +1 (301) 668-6035
Category: Bank
Capital One Bank
User Raiting:
2.60
Address: 5903 Buckeystown Pike, Frederick, MD 21704
Phone: +1 (301) 698-3030
Category: Bank
Nymeo Federal Credit Union
User Raiting:
2.50
Address: 5210 Chairmans Ct # 2, Frederick, MD 21703
Phone: +1 (855) 436-4100
Category: Financial institution
SunTrust Mortgage
User Raiting:
2.50
Address: 321 Ballenger Center Dr 1st Fl, Frederick, MD 21703
Phone: +1 (301) 624-2074
Category: Financial institution
Capital One Bank
User Raiting:
2.30
Address: 1305 W 7th St Suite #39 Suite #39, Frederick, MD 21702
Phone: +1 (301) 644-2260
Category: Bank
Lendmark Financial Services LLC
User Raiting:
2.20
Address: 460 Prospect Blvd Unit 050, Frederick, MD 21701
Phone: +1 (301) 624-5363
Category: Loan agency
Lendmark
User Raiting:
1.00
Address: 501 Prospect Blvd, Frederick, MD 21701
Phone: +1 (301) 624-5363
Category: Loan agency
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What Are the Alternatives for Short-term Loans in Frederick?

Explore viable financial solutions that offer more manageable repayment terms and lower interest rates, providing a safer alternative to costly payday loans for immediate monetary needs.

Installment Loans Fast

Borrowers repay the loan over time with scheduled payments, often used for larger sums. They offer a structured repayment, making it easier to manage finances.

Guaranteed Cash Loans

Short-term, small loans designed to cover immediate needs. Accessible with minimal requirements, they're a quick solution for temporary cash shortages.

Online Title Loans

These loans use your vehicle’s title as collateral. They provide quick access to funds, but risk asset forfeiture if not repaid on time.

Emergency Loan Quick

Fast-access loans for unforeseen expenses like medical bills or urgent repairs. They provide immediate relief but often come with higher interest rates.

Payday Loans Online

Short-term, high-interest loans meant to bridge the gap until your next paycheck. Known for easy online application processes and rapid approval.

Instant P2P Loans

Peer-to-peer lending platforms connect borrowers with individual investors, offering more flexible terms and competitive rates without traditional banks.

Debt Consolidation Loans

These loans combine multiple debts into one with a single monthly payment and potentially lower interest rates, simplifying financial management.

No Credit Check Bad Credit Loans

Available to individuals with poor credit history, these loans look at other factors for eligibility and often have higher interest rates as a compromise.

How to Use Personal Loans - Useful Resources

Explore practical insights and valuable resources on effectively managing personal loans, ensuring financial stability. Discover tips, tools, and guidance in our comprehensive guide for informed decision-making.

Industry
Address
Phone
American Restaurant
Address: 1207 West Patrick Street, Frederick, MD 21702
Phone: +1 (301) 695-7400
Car Repair and Service
Address: 436 West Patrick Street, Frederick, MD 21701
Phone: +1 (301) 378-0923
Car Wash
Address: 103 Storage Way, Frederick, MD 21701
-
Club & Association
Address: 21 Stadium Drive, Frederick, MD 21703
Phone: +1 (301) 662-5011
College/University
Address: 8445 Spires Way, Frederick, MD 21701
Phone: +1 (301) 846-0152
Community Center
Address: 1820 Latham Drive, Frederick, MD 21701
Phone: +1 (301) 663-8800
Concert Hall
Address: 5 Willowdale Drive, Frederick, MD 21702
-
Dentist
Address: 102 Baughmans Lane, Frederick, MD 21702
Phone: +1 (301) 662-4980
Do-It-Yourself Centers
Address: 5517 Urbana Pike, Frederick, MD 21704
Phone: +1 (301) 620-0571
Fitness Club & Center
Address: 5119 Pegasus Court, Frederick, MD 21704
Phone: +1 (240) 651-5981
Government Office
Address: 5310 Spectrum Drive, Frederick, MD 21703
Phone: +1 (301) 815-5350
Hospital
Address: 263 West Patrick Street, Frederick, MD 21701
Phone: +1 (410) 835-4167
Hotel
Address: 7300 Executive Way, Frederick, MD 21704
Phone: +1 (301) 668-7272
Library
Address: 7932 Opossumtown Pike, Frederick, MD 21702
Phone: +1 (301) 846-2444
Local Post Office
Address: 201 East Patrick Street, Frederick, MD 21701
Phone: +1 (301) 624-8050

How to Get to Frederick

Complaints about Short-Term Loans in Maryland

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
244
Problem when making payments
125
Struggling to pay your loan
107
Problem with the payoff process at the end of the loan
100
Getting the loan
92
Charged fees or interest I didn't expect
87
Getting a line of credit
76
Incorrect information on your report
54
Problem with additional add-on products or services
45
Can't contact lender
26
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Frederick

If you need to submit a complaint against a payday lender in Maryland, the primary regulatory body is the Maryland Commissioner of Financial Regulation. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Maryland Commissioner of Financial Regulation, 500 North Calvert Street, Suite 402, Baltimore, MD 21202
  • (410) 230-6100 or (888) 784-0136
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal?

No, payday loans are not legal in Maryland. The state has strict regulations in place that effectively ban payday lending to protect consumers from high-interest rates and predatory lending practices. These regulations are designed to safeguard the financial well-being of Maryland residents.

Why are Payday Loans Prohibited in Maryland?

Payday loans are prohibited in Maryland due to a recognition of the potential harm they can cause to borrowers. The high-cost structure of payday loans can lead individuals into cycles of debt, making it challenging to achieve financial stability. The state government has implemented these laws to prevent payday lenders from exploiting vulnerable consumers.

What Alternatives Are Available for Short-Term Financial Needs?

Maryland offers various alternatives for individuals facing short-term financial needs. These alternatives are designed to provide safer and more affordable options. Residents can explore traditional bank loans, credit unions, personal installment loans, and assistance programs provided by nonprofit organizations and government agencies. These alternatives prioritize responsible lending practices and borrower protection.

Can Out-of-State Lenders Offer Payday Loans in Maryland?

No, out-of-state payday lenders are not allowed to offer payday loans to residents in Maryland. The state's regulations extend beyond its borders to ensure that borrowers are protected from predatory lending practices, regardless of the lender's location.

What Should I Do If I Have an Existing Payday Loan?

If you have an existing payday loan, it's important to know that it is not legally enforceable in Maryland. The state's laws render such loans void. If you're facing challenges related to an existing payday loan, you can seek guidance from the Maryland Commissioner of Financial Regulation. They can provide assistance and resources to help resolve any issues associated with the loan.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders, it's essential to report these issues. You can report them to the Maryland Office of the Commissioner of Financial Regulation. Your report can contribute to investigations and efforts to curb predatory lending practices in the state, protecting other consumers from similar experiences. Your actions can make a difference in promoting fair and responsible lending practices in Maryland.

Maryland Personal Loans Near Me

Aberdeen Aberdeen Proving Ground Abingdon Accident Accokeek Adamstown Adelphi Air Annapolis Annapolis Junction Arlington Arnold Ashton Aspen Hill Avondale Baltimore Barton Beallsville Bel Air Belcamp Beltsville Berlin Berwyn Heights Bethesda Big Pool Bladensburg Bloomington Boonsboro Bowie Boyds Brandywine Brentwood Brooklyn Brooklyn Park Broomes Island Bryans Road Bryantown Burtonsville Cabin John California Calverton Cambridge Camp Springs Capitol Heights Catonsville Cecilton Centreville Chance Charlotte Hall Chase Chesapeake Beach Chesapeake City Chester Chestertown Chevy Chase Church Hill Churchton City Clarksburg Clarksville Clear Spring Clinton Cockeysville Colesville College Park Colora Columbia Crisfield Crofton Crownsville Cumberland Damascus Darlington Davidsonville Deal Island Historic District Deale Denton Derwood District Heights Dundalk Dunkirk East New Market Easton Edgewater Edgewood Eldersburg Elkridge Elkton Ellerslie Ellicott Ellicott City Emmitsburg Essex Fallston Federalsburg Finksburg Forest Heights Forest Hill Forestville Fort Howard Fort Meade Fort Washington Frederick Friendsville Frostburg Fruitland Fulton Gaithersburg Galesville Gambrills Germantown Gibson Island Glen Arm Glen Burnie Glen Echo Glenarden Glenn Dale Glyndon Grace Grantsville Grasonville Great Mills Greater Landover Greenbelt Gunpowder Gwynn Oak Hagerstown Halethorpe Hall Hampstead Hancock Hanover Havre De Grace Heights Highland Highlandtown Hill Hillcrest Heights Hollywood Hughesville Hunt Valley Huntingtown Hurlock Hyattsville Ijamsville Indian Head Jarrettsville Jessup Joint Base Andrews Joppatowne Keedysville Kensington Kingsville Knoxville La Plata La Vale Landover Landover Hills Lanham Largo Laurel Laytonsville Leonardtown Lexington Park Linthicum Heights Lonaconing Lusby Lutherville Manchester Marlboro Marlow Heights Marriottsville Marydel Maugansville Mchenry Mechanicsville Middle River Middletown Millersville Mitchellville Monkton Monrovia Montgomery Village Morningside Mt Airy Mt Rainier Mt Washington Myersville National Harbor New Carrollton New Market New Windsor North Beach North East North Englewood Nottingham Oakland Ocean City Ocean Pines Odenton Olney Owings Owings Mills Oxon Hill Park Parkton Parkville Parsonsburg Pasadena Perry Hall Perry Point Perryville Phoenix Pikesville Pittsville Plata Pocomoke City Point Poolesville Port Tobacco Potomac Preston Prince Frederick Princess Anne Pylesville Queenstown Randallstown Reisterstown Ridgely Rising Sun Riverdale Riverdale Park Rockville Rosedale Ruxton Salisbury Sandy Spring Seabrook Seat Pleasant Secretary Severn Severna Park Sharpsburg Sharptown Silver Spring Smithsburg Snow Hill Solomons Sparks Sparks Glencoe Sparrows Point Spring St Charles St Inigoes St Leonard St Michaels Stevensville Street Sudlersville Suitland Suitland silver Hill Sunderland Sykesville Takoma Park Taneytown Temple Hills Thurmont Timonium Towson Union Bridge Upper Marlboro Upperco Valley Waldorf Walker Mill Walkersville West Friendship West River Westernport Westminster Wheaton Wheaton glenmont White Marsh White Plains Whiteford Willards Williamsport Windsor Mill Woodbine Woodlawn Woodsboro Wye Mills