Annapolis Personal Loan in 2025

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Maryland Annapolis

Eligibility Criteria for Personal Loans

  • Valid government-issued identification
  • Proof of consistent income or recent pay stubs
  • Bank account with direct deposit capability
  • Active and valid phone number and email address
  • No ongoing bankruptcy proceedings
  • Must be at least 18 years of age or older
  • Proof of residency (utility bills or lease agreements)
  • Completed application form with accurate information

Trusted Personal Loan Lenders in Annapolis, MD

Discover reliable and transparent personal loan lenders, committed to supporting your financial well-being with competitive rates and exceptional service, ensuring you make informed and confident borrowing decisions.

Lender
User Ratings
Address
Phone
Category
Pat Gannon at Guaranteed Rate - NMLS #181267
User Raiting:
5.00
Address: 175 Admiral Cochrane Dr Suite 402 & 403, Annapolis, MD 21401
Phone: +1 (443) 336-1248
Category: Financial institution
New American Funding - Edwin Garay
User Raiting:
5.00
Address: 177 Defense Hwy Suite 5, Annapolis, MD 21401
Phone: +1 (443) 569-8462
Category: Financial institution
Brian Masterson - Bay Capital Mortgage
User Raiting:
5.00
Address: 2553 Housley Rd Suite #200, Annapolis, MD 21401
Phone: +1 (410) 336-0806
Category: Financial institution
Poole Accounting
User Raiting:
5.00
Address: 34 Defense St #200, Annapolis, MD 21401
Phone: +1 (410) 224-8838
Category: Financial institution
Harry Manley - First Home Mortgage
User Raiting:
5.00
Address: 900 Bestgate Rd Suite 310, Annapolis, MD 21401
Phone: +1 (240) 486-9654
Category: Financial institution
Lisa O'Hagan with FitzGerald Financial Group
User Raiting:
5.00
Address: 180 Admiral Cochrane Dr #500, Annapolis, MD 21401
Phone: +1 (443) 716-0569
Category: Financial institution
Michael Lynch at NFM Lending
User Raiting:
5.00
Address: 2525 Riva Rd #140, Annapolis, MD 21401
Phone: +1 (301) 442-6891
Category: Financial institution
Rick Hennen - Bay Capital Mortgage
User Raiting:
5.00
Address: 200 Harry S. Truman Pkwy Suite 440, Annapolis, MD 21401
Phone: +1 (410) 858-8853
Category: Financial institution
Truist
User Raiting:
5.00
Address: 2623 Riva Rd, Annapolis, MD 21401
Phone: +1 (410) 266-6400
Category: Bank
Redwood Mortgage Services
User Raiting:
5.00
Address: 180 Admiral Cochrane Dr Suite 350, Annapolis, MD 21401
Phone: +1 (410) 266-1621
Category: Financial institution
Property Flip Loan
User Raiting:
5.00
Address: 2086 Generals Hwy #101, Annapolis, MD 21401
Phone: +1 (443) 684-7997
Category: Financial institution
Meridian Bank Mortgage
User Raiting:
5.00
Address: 2448 Holly Ave, Annapolis, MD 21401
Phone: +1 (410) 779-9513
Category: Financial institution
Roger Dennis at NFM Lending
User Raiting:
5.00
Address: 111 Forbes St Suite 200, Annapolis, MD 21401
Phone: +1 (202) 904-9573
Category: Financial institution
Envoy Mortgage - Annapolis, MD (West Annapolis)
User Raiting:
5.00
Address: 113 Ridgely Ave Suite 4, Annapolis, MD 21403
Phone: +1 (443) 914-2412
Category: Financial institution
Southern Trust Mortgage
User Raiting:
5.00
Address: 181 Harry S. Truman Pkwy suite 195, Annapolis, MD 21401
Phone: +1 (410) 451-9112
Category: Financial institution
Atlantic Prime Mortgage, LLC
User Raiting:
5.00
Address: 77 West St #310, Annapolis, MD 21401
Phone: +1 (800) 204-1283
Category: Financial institution
Chris Grizzell - NFM Lending
User Raiting:
5.00
Address: 1610 West St #107 / 108, Annapolis, MD 21401
Phone: +1 (410) 995-8787
Category: Financial institution
Tower Federal Credit Union
User Raiting:
5.00
Address: 810 Bestgate Rd, Annapolis, MD 21401
Category: Credit union
Timberlake Homes
User Raiting:
5.00
Address: 304 Harry S. Truman Pkwy Suite M, Annapolis, MD 21401
Phone: +1 (443) 420-6166
Category: Financial institution
Matt Nader - First Home Mortgage
User Raiting:
5.00
Address: 900 Bestgate Rd Suite 310, Annapolis, MD 21401
Phone: +1 (240) 882-8006
Category: Financial institution
Chesapeake Financial Services Boat Loans & RV Loans
User Raiting:
5.00
Address: 1997 Annapolis Exchange Unit 300, Annapolis, MD 21401
Phone: +1 (877) 787-6764
Category: Loan agency
Trident Funding
User Raiting:
5.00
Address: 222 Severn Ave #32, Annapolis, MD 21403
Phone: +1 (410) 280-9199
Category: Loan agency
Presidential Bank Mortgage
User Raiting:
5.00
Address: 200 Harry S. Truman Pkwy Suite 440, Annapolis, MD 21401
Phone: +1 (443) 949-9797
Category: Financial institution
Caliber Home Loans, Inc.
User Raiting:
5.00
Address: 185 Admiral Cochrane Dr #205, Annapolis, MD 21401
Phone: +1 (410) 216-3519
Category: Loan agency
Lydia Placid - WesBanco Mortgage Lending Officer
User Raiting:
5.00
Address: 2530 Riva Rd Suite 404, Annapolis, MD 21401
Phone: +1 (410) 536-7392
Category: Financial institution
Lamborne Lending, Powered by First County Mortgage
User Raiting:
4.90
Address: 175 Admiral Cochrane Dr Suite 404, Annapolis, MD 21401
Phone: +1 (410) 703-9690
Category: Financial institution
First County Mortgage
User Raiting:
4.90
Address: 1730 West St #200, Annapolis, MD 21401
Phone: +1 (443) 624-8846
Category: Financial institution
Rick Hennen - Bay Capital Mortgage Corp
User Raiting:
4.90
Address: 801 Compass Way #208, Annapolis, MD 21401
Phone: +1 (410) 858-8853
Category: Financial institution
First Home Mortgage - Annapolis
User Raiting:
4.90
Address: 900 Bestgate Road |, Suite 310, Annapolis, MD 21401
Phone: +1 (410) 571-2020
Category: Financial institution
Embrace Home Loans-Maryland - Annapolis
User Raiting:
4.90
Address: 1907 West St Suite 102, Annapolis, MD 21401
Phone: +1 (443) 321-4500
Category: Financial institution
ACE Cash Express
User Raiting:
4.80
Address: 2012 West St Ste C, Annapolis, MD 21401
Phone: +1 (410) 266-3127
Category: Check cash
SECU Credit Union
User Raiting:
4.70
Address: 115 West St, Annapolis, MD 21401
Phone: +1 (800) 879-7328
Category: Credit union
New American Funding - Annapolis, MD
User Raiting:
4.70
Address: 177 Defense Hwy Ste 4, Annapolis, MD 21401
Phone: +1 (410) 204-5287
Category: Financial institution
Navigator Private Capital LLC
User Raiting:
4.70
Address: 1910 Towne Centre Blvd Suite 250, Annapolis, MD 21401
Phone: +1 (888) 444-3160
Category: Financial institution
Navy Federal Credit Union
User Raiting:
4.70
Address: 693 Kinkaid Rd, Annapolis, MD 21402
Phone: +1 (888) 842-6328
Category: Credit union
PNC Bank
User Raiting:
4.30
Address: 948 Bay Ridge Rd, Annapolis, MD 21403
Phone: +1 (410) 260-3323
Category: Bank
Shore United Bank Mortgage Loan Office - Annapolis, MD
User Raiting:
4.20
Address: 200 Westgate Cir STE 102, Annapolis, MD 21401
Phone: +1 (800) 752-5854
Category: Financial institution
Navy Federal Credit Union
User Raiting:
4.20
Address: 825 Bestgate Rd, Annapolis, MD 21401
Phone: +1 (888) 842-6328
Category: Credit union
Navy Federal Credit Union - Restricted Access
User Raiting:
4.10
Address: 101 Wilson Road #3, Annapolis, MD 21402
Phone: +1 (888) 842-6328
Category: Credit union
Shore United Bank
User Raiting:
3.20
Address: 1917 West St, Annapolis, MD 21401
Phone: +1 (410) 224-8800
Category: Bank
First National Bank
User Raiting:
3.10
Address: 1372 Cape St Claire Rd Bldg B, Annapolis, MD 21409
Phone: +1 (410) 626-7225
Category: Bank
Sandy Spring Bank Jennifer Road Financial Center
User Raiting:
3.00
Address: 148 Jennifer Rd, Annapolis, MD 21401
Phone: +1 (800) 399-5919
Category: Bank
Shore United Bank
User Raiting:
3.00
Address: 200 Westgate Cir, Annapolis, MD 21401
Phone: +1 (410) 260-2000
Category: Bank
NASA Federal Credit Union
User Raiting:
2.90
Address: 2452 Solomons Island Rd, Annapolis, MD 21401
Phone: +1 (888) 627-2328
Category: Financial institution
Capital One Bank
User Raiting:
2.80
Address: 2063 West St, Annapolis, MD 21401
Phone: +1 (410) 266-3421
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
2.80
Address: 2120 West St, Annapolis, MD 21401
Phone: +1 (410) 224-3625
Category: Bank
M&T Bank
User Raiting:
2.60
Address: 67 West St, Annapolis, MD 21401
Phone: +1 (410) 280-6997
Category: Bank
M&T Bank
User Raiting:
2.40
Address: 2027 Somerville Rd, Annapolis, MD 21401
Phone: +1 (410) 224-5663
Category: Bank
First National Bank
User Raiting:
1.10
Address: 1000 Bestgate Rd, Annapolis, MD 21401
Phone: +1 (443) 775-7150
Category: Bank
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What Are the Alternatives for Short-term Loans in Annapolis?

Discover alternative financial solutions to payday loans that offer lower interest rates and more manageable repayment terms, empowering you to achieve financial stability without the high costs.

Instant Installment Loans

Instant installment loans let borrowers repay over time with fixed monthly payments, offering a more predictable financial plan compared to traditional payday loans.

Guaranteed Cash Loans

Guaranteed cash loans provide immediate funds with a promise of approval, catering to those needing quick financial relief without complex processes.

Quick Title Loans

Quick title loans use your vehicle title as collateral, allowing fast access to cash while continuing to drive your car.

Fast Emergency Loans

Fast emergency loans offer immediate financial assistance for unexpected expenses, ensuring you meet urgent needs without delay.

Payday Loans Online

Payday loans online provide short-term financial solutions with convenience, allowing borrowers to apply and receive funds from the comfort of their home.

P2P Loans Online

P2P loans online connect borrowers and investors directly through platforms, offering potentially lower rates and flexible terms without traditional banks.

Debt Consolidation Loans

Debt consolidation loans combine multiple debts into one monthly payment, simplifying your finances and potentially reducing overall interest rates.

No Credit Check Bad Credit Loans

No credit check bad credit loans offer financial solutions for those with poor credit history, providing necessary funds without impacting credit scores.

How to Use Personal Loans - Useful Resources

Explore essential resources and tips on wisely utilizing personal loans, ensuring informed financial decisions and managing short-term cash needs effectively for a more secure economic future.

Industry
Address
Phone
B&B/Guest House
Address: 502 Wilson Road, Annapolis, MD 21401
-
Car Repair and Service
Address: 31 Old Mill Bottom Road North, Annapolis, MD 21409
Phone: +1 (410) 349-9312
Car Wash
Address: 1913 Crownsville Road, Annapolis, MD 21401
Phone: +1 (410) 266-1360
Club & Association
Address: 1890 Crownsville Road, Annapolis, MD 21401
-
College/University
Address: 16 Francis Street, Annapolis, MD 21401
Phone: +1 (410) 974-5370
Community Center
Address: 199 Bertina A Nick Way, Annapolis, MD 21401
Phone: +1 (410) 626-1927
Concert Hall
Address: 143 Compromise Street, Annapolis, MD 21401
-
Fast Food
Address: 1978 West Street, Annapolis, MD 21401
-
Fitness Club & Center
Address: 302 Harry S. Truman Parkway, Annapolis, MD 21401
-
Government Office
Address: 273 Hilltop Lane, Annapolis, MD 21403
Phone: +1 (410) 263-5275
Hospital
Address: 129 Lubrano Drive, Annapolis, MD 21401
Phone: +1 (410) 224-2626
Library
Address: 1275 Green Holly Drive, Annapolis, MD 21409
Phone: +1 (410) 222-1905
Local Post Office
Address: 210 Admiral Cochrane Drive, Annapolis, MD 21401
Phone: +1 (410) 573-0953
Movie Theater
Address: 1020 Old Mill Bottom Road North, Annapolis, MD 21409
Phone: +1 (410) 224-1145
Museum
Address: 55 West Street, Annapolis, MD 21401
Phone: +1 (410) 280-1414

How to Get to Annapolis

Complaints about Short-Term Loans in Maryland

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
244
Problem when making payments
125
Struggling to pay your loan
107
Problem with the payoff process at the end of the loan
100
Getting the loan
92
Charged fees or interest I didn't expect
87
Getting a line of credit
76
Incorrect information on your report
54
Problem with additional add-on products or services
45
Can't contact lender
26
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Annapolis

If you need to submit a complaint against a payday lender in Maryland, the primary regulatory body is the Maryland Commissioner of Financial Regulation. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Maryland Commissioner of Financial Regulation, 500 North Calvert Street, Suite 402, Baltimore, MD 21202
  • (410) 230-6100 or (888) 784-0136
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal?

No, payday loans are not legal in Maryland. The state has strict regulations in place that effectively ban payday lending to protect consumers from high-interest rates and predatory lending practices. These regulations are designed to safeguard the financial well-being of Maryland residents.

Why are Payday Loans Prohibited in Maryland?

Payday loans are prohibited in Maryland due to a recognition of the potential harm they can cause to borrowers. The high-cost structure of payday loans can lead individuals into cycles of debt, making it challenging to achieve financial stability. The state government has implemented these laws to prevent payday lenders from exploiting vulnerable consumers.

What Alternatives Are Available for Short-Term Financial Needs?

Maryland offers various alternatives for individuals facing short-term financial needs. These alternatives are designed to provide safer and more affordable options. Residents can explore traditional bank loans, credit unions, personal installment loans, and assistance programs provided by nonprofit organizations and government agencies. These alternatives prioritize responsible lending practices and borrower protection.

Can Out-of-State Lenders Offer Payday Loans in Maryland?

No, out-of-state payday lenders are not allowed to offer payday loans to residents in Maryland. The state's regulations extend beyond its borders to ensure that borrowers are protected from predatory lending practices, regardless of the lender's location.

What Should I Do If I Have an Existing Payday Loan?

If you have an existing payday loan, it's important to know that it is not legally enforceable in Maryland. The state's laws render such loans void. If you're facing challenges related to an existing payday loan, you can seek guidance from the Maryland Commissioner of Financial Regulation. They can provide assistance and resources to help resolve any issues associated with the loan.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders, it's essential to report these issues. You can report them to the Maryland Office of the Commissioner of Financial Regulation. Your report can contribute to investigations and efforts to curb predatory lending practices in the state, protecting other consumers from similar experiences. Your actions can make a difference in promoting fair and responsible lending practices in Maryland.

Maryland Personal Loans Near Me

Aberdeen Aberdeen Proving Ground Abingdon Accident Accokeek Adamstown Adelphi Air Annapolis Annapolis Junction Arlington Arnold Ashton Aspen Hill Avondale Baltimore Barton Beallsville Bel Air Belcamp Beltsville Berlin Berwyn Heights Bethesda Big Pool Bladensburg Bloomington Boonsboro Bowie Boyds Brandywine Brentwood Brooklyn Brooklyn Park Broomes Island Bryans Road Bryantown Burtonsville Cabin John California Calverton Cambridge Camp Springs Capitol Heights Catonsville Cecilton Centreville Chance Charlotte Hall Chase Chesapeake Beach Chesapeake City Chester Chestertown Chevy Chase Church Hill Churchton City Clarksburg Clarksville Clear Spring Clinton Cockeysville Colesville College Park Colora Columbia Crisfield Crofton Crownsville Cumberland Damascus Darlington Davidsonville Deal Island Historic District Deale Denton Derwood District Heights Dundalk Dunkirk East New Market Easton Edgewater Edgewood Eldersburg Elkridge Elkton Ellerslie Ellicott Ellicott City Emmitsburg Essex Fallston Federalsburg Finksburg Forest Heights Forest Hill Forestville Fort Howard Fort Meade Fort Washington Frederick Friendsville Frostburg Fruitland Fulton Gaithersburg Galesville Gambrills Germantown Gibson Island Glen Arm Glen Burnie Glen Echo Glenarden Glenn Dale Glyndon Grace Grantsville Grasonville Great Mills Greater Landover Greenbelt Gunpowder Gwynn Oak Hagerstown Halethorpe Hall Hampstead Hancock Hanover Havre De Grace Heights Highland Highlandtown Hill Hillcrest Heights Hollywood Hughesville Hunt Valley Huntingtown Hurlock Hyattsville Ijamsville Indian Head Jarrettsville Jessup Joint Base Andrews Joppatowne Keedysville Kensington Kingsville Knoxville La Plata La Vale Landover Landover Hills Lanham Largo Laurel Laytonsville Leonardtown Lexington Park Linthicum Heights Lonaconing Lusby Lutherville Manchester Marlboro Marlow Heights Marriottsville Marydel Maugansville Mchenry Mechanicsville Middle River Middletown Millersville Mitchellville Monkton Monrovia Montgomery Village Morningside Mt Airy Mt Rainier Mt Washington Myersville National Harbor New Carrollton New Market New Windsor North Beach North East North Englewood Nottingham Oakland Ocean City Ocean Pines Odenton Olney Owings Owings Mills Oxon Hill Park Parkton Parkville Parsonsburg Pasadena Perry Hall Perry Point Perryville Phoenix Pikesville Pittsville Plata Pocomoke City Point Poolesville Port Tobacco Potomac Preston Prince Frederick Princess Anne Pylesville Queenstown Randallstown Reisterstown Ridgely Rising Sun Riverdale Riverdale Park Rockville Rosedale Ruxton Salisbury Sandy Spring Seabrook Seat Pleasant Secretary Severn Severna Park Sharpsburg Sharptown Silver Spring Smithsburg Snow Hill Solomons Sparks Sparks Glencoe Sparrows Point Spring St Charles St Inigoes St Leonard St Michaels Stevensville Street Sudlersville Suitland Suitland silver Hill Sunderland Sykesville Takoma Park Taneytown Temple Hills Thurmont Timonium Towson Union Bridge Upper Marlboro Upperco Valley Waldorf Walker Mill Walkersville West Friendship West River Westernport Westminster Wheaton Wheaton glenmont White Marsh White Plains Whiteford Willards Williamsport Windsor Mill Woodbine Woodlawn Woodsboro Wye Mills