La Plata Personal Loan in 2025

Common Capital is a Help Organization dedicated to providing the public with comprehensive, accurate, and accessible online information about payday loans in Maryland.

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Eligibility Criteria for Personal Loans

  • Valid government-issued identification for identity verification.
  • Proof of residence, such as a utility bill or lease agreement, to establish current address.
  • Recent bank statement to demonstrate financial standing and ability to repay.
  • Active bank account where funds can be deposited and repayments can be made.
  • Employment verification or proof of steady income to ensure financial stability.
  • Completed application form with accurate personal and contact information.
  • Consent to a credit check, if applicable, to assess creditworthiness.

Trusted Personal Loan Lenders in La Plata, MD

Explore our curated list of trusted personal loan lenders, committed to providing transparent, reliable financial solutions to support your unique needs and empower your financial journey.

Lender
User Ratings
Address
Phone
Category
WesBanco Bank
User Raiting:
5.00
Address: 101 Charles St Suite 102, La Plata, MD 20646
Phone: +1 (301) 934-3503
Category: Bank
Buyers Title Inc
User Raiting:
5.00
Address: 6360 Crain Hwy, La Plata, MD 20646
Phone: +1 (301) 753-1000
Category: Financial institution
Erin Johnson, Branch Sales Manager First Home Mortgage
User Raiting:
5.00
Address: 102 Centennial St, La Plata, MD 20646
Phone: +1 (301) 818-0648
Category: Financial institution
OneMain Financial
User Raiting:
3.90
Address: 226 Rosewick Rd, La Plata, MD 20646
Phone: +1 (301) 392-5245
Category: Loan agency
PNC Bank
User Raiting:
3.70
Address: 200 Rosewick Rd, La Plata, MD 20646
Phone: +1 (301) 392-5700
Category: Bank
Community Bank of the Chesapeake
User Raiting:
3.50
Address: 202 Centennial St, La Plata, MD 20646
Phone: +1 (301) 863-2265
Category: Bank
Wells Fargo Bank
User Raiting:
2.90
Address: 100 Rosewick Rd, La Plata, MD 20646
Phone: +1 (301) 392-6166
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
2.50
Address: 705 Charles St, La Plata, MD 20646
Phone: +1 (301) 934-2231
Category: Bank
Maryland Trust Title & Escrow, LLC
User Raiting:
1.00
Address: 9405 Chesapeake St suite a, La Plata, MD 20646
Phone: +1 (443) 295-6123
Category: Financial institution
SunTrust Mortgage
User Raiting:
1.00
Address: 101 Charles St Ste 204, La Plata, MD 20646
Phone: +1 (301) 870-6969
Category: Financial institution
View More

What Are the Alternatives for Short-term Loans in La Plata?

Discover safer, more affordable financial solutions than payday loans, including credit unions, personal loans, budgeting, and assistance programs, to achieve long-term stability and financial health.

Installment Loans Fast

Installment loans allow you to borrow a set amount and repay over time with scheduled payments. They provide flexibility and can accommodate various financial needs.

Instant Cash Loans

Instant cash loans offer quick access to funds for emergencies. They are typically short-term with a straightforward application process, requiring minimal documentation.

No Credit Check Title Loans

No credit check title loans use your vehicle as collateral, providing funds quickly without scrutinizing your credit history, but often with higher interest rates.

Emergency Loans Quick

Emergency loans provide rapid financial relief in urgent situations, like unexpected medical expenses or car repairs, with flexible terms tailored to immediate needs.

Payday Loans Online

Payday loans online offer quick, short-term borrowing options that are easily accessible through the internet, requiring minimal paperwork and fast approval processes.

P2P Loans Guaranteed

Guaranteed P2P loans involve borrowing from individual investors through online platforms, offering competitive interest rates and a streamlined, direct lending experience.

Online Debt Consolidation Loans

Online debt consolidation loans combine multiple debts into one, simplifying repayment with potentially lower interest rates and helping manage finances more efficiently.

Bad Credit Loans No Credit Check

No credit check bad credit loans provide access to funds for those with poor credit scores, focusing on income and ability to repay rather than credit history.

How to Use Personal Loans - Useful Resources

Explore practical insights and valuable resources on effectively managing personal loans, ensuring financial stability. Discover tips, tools, and guidance in our comprehensive guide for informed decision-making.

Industry
Address
Phone
Car Repair and Service
Address: 5925 Crain Highway, La Plata, MD 20646
Phone: +1 (301) 392-0006
Car Wash
Address: 6670 Crain Highway, La Plata, MD 20646
Phone: +1 (301) 934-9020
College/University
Address: 8730 Campus Road, La Plata, MD 20646
Phone: +1 (301) 934-7570
Dentist
Address: 113 LaGrange Avenue, La Plata, MD 20646
Phone: +1 (301) 934-2771
Dry Cleaner
Address: 17 Shining Willow Way, La Plata, MD 20646
Phone: +1 (301) 392-6060
Fast Food
Address: 6720 Crain Highway, La Plata, MD 20646
Phone: +1 (301) 934-3204
Fitness Club & Center
Address: 6615 Crain Highway, La Plata, MD 20646
Phone: +1 (301) 934-5455
General Practitioner
Address: 40 Shining Willow Way, La Plata, MD 20646
Phone: +1 (240) 523-3285
Government Office
Address: 1001 Radio Station Road, La Plata, MD 20646
Phone: +1 (301) 932-3599
Motel
Address: 9400 Chesapeake Street, La Plata, MD 20646
Phone: +1 (301) 934-3465
Museum
Address: 205 East Charles Street, La Plata, MD 20646
Phone: +1 (301) 392-5322
Pharmacy
Address: 506 Charles Street, La Plata, MD 20646
Phone: +1 (301) 934-3510
Post Office
Address: 34 Shining Willow Way, La Plata, MD 20646
Phone: +1 (301) 934-0630
Rent-a-Car Facility
Address: 5780-B Crain Highway, La Plata, MD 20646
Phone: +1 (301) 392-6240
Veterinarian
Address: 9000 Darley Drive, La Plata, MD 20646
Phone: +1 (240) 274-6659

How to Get to La Plata

Complaints about Short-Term Loans in Maryland

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
244
Problem when making payments
125
Struggling to pay your loan
107
Problem with the payoff process at the end of the loan
100
Getting the loan
92
Charged fees or interest I didn't expect
87
Getting a line of credit
76
Incorrect information on your report
54
Problem with additional add-on products or services
45
Can't contact lender
26
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in La Plata

If you need to submit a complaint against a payday lender in Maryland, the primary regulatory body is the Maryland Commissioner of Financial Regulation. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Maryland Commissioner of Financial Regulation, 500 North Calvert Street, Suite 402, Baltimore, MD 21202
  • (410) 230-6100 or (888) 784-0136
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal?

No, payday loans are not legal in Maryland. The state has strict regulations in place that effectively ban payday lending to protect consumers from high-interest rates and predatory lending practices. These regulations are designed to safeguard the financial well-being of Maryland residents.

Why are Payday Loans Prohibited in Maryland?

Payday loans are prohibited in Maryland due to a recognition of the potential harm they can cause to borrowers. The high-cost structure of payday loans can lead individuals into cycles of debt, making it challenging to achieve financial stability. The state government has implemented these laws to prevent payday lenders from exploiting vulnerable consumers.

What Alternatives Are Available for Short-Term Financial Needs?

Maryland offers various alternatives for individuals facing short-term financial needs. These alternatives are designed to provide safer and more affordable options. Residents can explore traditional bank loans, credit unions, personal installment loans, and assistance programs provided by nonprofit organizations and government agencies. These alternatives prioritize responsible lending practices and borrower protection.

Can Out-of-State Lenders Offer Payday Loans in Maryland?

No, out-of-state payday lenders are not allowed to offer payday loans to residents in Maryland. The state's regulations extend beyond its borders to ensure that borrowers are protected from predatory lending practices, regardless of the lender's location.

What Should I Do If I Have an Existing Payday Loan?

If you have an existing payday loan, it's important to know that it is not legally enforceable in Maryland. The state's laws render such loans void. If you're facing challenges related to an existing payday loan, you can seek guidance from the Maryland Commissioner of Financial Regulation. They can provide assistance and resources to help resolve any issues associated with the loan.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders, it's essential to report these issues. You can report them to the Maryland Office of the Commissioner of Financial Regulation. Your report can contribute to investigations and efforts to curb predatory lending practices in the state, protecting other consumers from similar experiences. Your actions can make a difference in promoting fair and responsible lending practices in Maryland.

Maryland Personal Loans Near Me

Aberdeen Aberdeen Proving Ground Abingdon Accident Accokeek Adamstown Adelphi Air Annapolis Annapolis Junction Arlington Arnold Ashton Aspen Hill Avondale Baltimore Barton Beallsville Bel Air Belcamp Beltsville Berlin Berwyn Heights Bethesda Big Pool Bladensburg Bloomington Boonsboro Bowie Boyds Brandywine Brentwood Brooklyn Brooklyn Park Broomes Island Bryans Road Bryantown Burtonsville Cabin John California Calverton Cambridge Camp Springs Capitol Heights Catonsville Cecilton Centreville Chance Charlotte Hall Chase Chesapeake Beach Chesapeake City Chester Chestertown Chevy Chase Church Hill Churchton City Clarksburg Clarksville Clear Spring Clinton Cockeysville Colesville College Park Colora Columbia Crisfield Crofton Crownsville Cumberland Damascus Darlington Davidsonville Deal Island Historic District Deale Denton Derwood District Heights Dundalk Dunkirk East New Market Easton Edgewater Edgewood Eldersburg Elkridge Elkton Ellerslie Ellicott Ellicott City Emmitsburg Essex Fallston Federalsburg Finksburg Forest Heights Forest Hill Forestville Fort Howard Fort Meade Fort Washington Frederick Friendsville Frostburg Fruitland Fulton Gaithersburg Galesville Gambrills Germantown Gibson Island Glen Arm Glen Burnie Glen Echo Glenarden Glenn Dale Glyndon Grace Grantsville Grasonville Great Mills Greater Landover Greenbelt Gunpowder Gwynn Oak Hagerstown Halethorpe Hall Hampstead Hancock Hanover Havre De Grace Heights Highland Highlandtown Hill Hillcrest Heights Hollywood Hughesville Hunt Valley Huntingtown Hurlock Hyattsville Ijamsville Indian Head Jarrettsville Jessup Joint Base Andrews Joppatowne Keedysville Kensington Kingsville Knoxville La Plata La Vale Landover Landover Hills Lanham Largo Laurel Laytonsville Leonardtown Lexington Park Linthicum Heights Lonaconing Lusby Lutherville Manchester Marlboro Marlow Heights Marriottsville Marydel Maugansville Mchenry Mechanicsville Middle River Middletown Millersville Mitchellville Monkton Monrovia Montgomery Village Morningside Mt Airy Mt Rainier Mt Washington Myersville National Harbor New Carrollton New Market New Windsor North Beach North East North Englewood Nottingham Oakland Ocean City Ocean Pines Odenton Olney Owings Owings Mills Oxon Hill Park Parkton Parkville Parsonsburg Pasadena Perry Hall Perry Point Perryville Phoenix Pikesville Pittsville Plata Pocomoke City Point Poolesville Port Tobacco Potomac Preston Prince Frederick Princess Anne Pylesville Queenstown Randallstown Reisterstown Ridgely Rising Sun Riverdale Riverdale Park Rockville Rosedale Ruxton Salisbury Sandy Spring Seabrook Seat Pleasant Secretary Severn Severna Park Sharpsburg Sharptown Silver Spring Smithsburg Snow Hill Solomons Sparks Sparks Glencoe Sparrows Point Spring St Charles St Inigoes St Leonard St Michaels Stevensville Street Sudlersville Suitland Suitland silver Hill Sunderland Sykesville Takoma Park Taneytown Temple Hills Thurmont Timonium Towson Union Bridge Upper Marlboro Upperco Valley Waldorf Walker Mill Walkersville West Friendship West River Westernport Westminster Wheaton Wheaton glenmont White Marsh White Plains Whiteford Willards Williamsport Windsor Mill Woodbine Woodlawn Woodsboro Wye Mills