Baltimore Personal Loan in 2025

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Maryland Baltimore

Eligibility Criteria for Personal Loans

  • Applicant must be at least 18 years old.
  • Valid government-issued identification is required.
  • Proof of stable monthly income is necessary.
  • Bank account details for electronic deposit.
  • Proof of residency, such as a utility bill.
  • Completed application form submitted online or in person.
  • No outstanding debts with the organization.
  • Contact details including phone number and email address.
  • Consent to credit check may be required.

Trusted Personal Loan Lenders in Baltimore, MD

Explore our curated list of Trusted Personal Loan lenders, offering reliable financial solutions tailored to meet your unique needs with transparency and integrity. Secure your financial future today.

Lender
User Ratings
Address
Phone
Category
Best Loan Choice
User Raiting:
5.00
Address: 1529 Light St, Baltimore, MD 21230
Phone: +1 (800) 931-5510
Category: Financial institution
Primary Residential Mortgage, Inc. - Federal Hill Branch
User Raiting:
5.00
Address: 3 E Henrietta St, Baltimore, MD 21230
Phone: +1 (443) 681-6148
Category: Financial institution
Cardinal Financial, Baltimore, Maryland
User Raiting:
5.00
Address: 4015 Foster Ave Suite 300, Baltimore, MD 21224
Phone: +1 (410) 622-4131
Category: Financial institution
BayVanguard Bank
User Raiting:
5.00
Address: 921 E Fort Ave #102, Baltimore, MD 21230
Phone: +1 (410) 752-7655
Category: Bank
RESE - Real Estate Settlements & Escrow, LLC
User Raiting:
5.00
Address: 6 Reservoir Cir STE 203, Baltimore, MD 21208
Phone: +1 (888) 888-0979
Category: Financial institution
First Home Mortgage - Canton
User Raiting:
5.00
Address: 2700 Lighthouse Point E #340, Baltimore, MD 21224
Phone: +1 (443) 873-5500
Category: Financial institution
First Home Mortgage Corporation
User Raiting:
5.00
Address: 6211 Greenleigh Ave Suite 300, Baltimore, MD 21220
Phone: +1 (877) 933-3100
Category: Financial institution
First Eagle Federal Credit Union - Union Memorial Hospital
User Raiting:
5.00
Address: 201 E University Pkwy, Baltimore, MD 21218
Phone: +1 (410) 554-2217
Category: Financial institution
Debt Consolidation Squad Baltimore
User Raiting:
5.00
Address: 1488 N Caroline St, Baltimore, MD 21213
Phone: +1 (410) 575-3938
Category: Credit counsel
The Harbor Bank of Maryland (Science and Technology Park East)
User Raiting:
5.00
Address: 855 N Wolfe St c, Baltimore, MD 21205
Phone: +1 (410) 675-1167
Category: Bank
Primary Residential Mortgage, Inc.
User Raiting:
5.00
Address: 2316 Boston St #1, Baltimore, MD 21224
Phone: +1 (443) 384-3902
Category: Financial institution
Chad Piunti | Loan Officer/Sales Manager | Primary Residential Mortgage, Inc.
User Raiting:
5.00
Address: 3 E Henrietta St, Baltimore, MD 21230
Phone: +1 (443) 681-6148
Category: Financial institution
Truist
User Raiting:
5.00
Address: 2636 W North Ave Unit 1-A, Baltimore, MD 21216
Phone: +1 (410) 801-5010
Category: Bank
O'Connors Bar & Check Cashing
User Raiting:
5.00
Address: 4801 Eastern Ave, Baltimore, MD 21224
Phone: +1 (410) 633-2233
Category: Check cash
Arundel Federal Savings Bank
User Raiting:
5.00
Address: 333 E Patapsco Ave, Baltimore, MD 21225
Phone: +1 (410) 355-9300
Category: Bank
Pure Finance Group
User Raiting:
5.00
Address: 1506 Joh Ave, Baltimore, MD 21227
Phone: +1 (410) 401-4957
Category: Financial institution
MiMutual Mortgage, Baltimore MD
User Raiting:
5.00
Address: 8813 Waltham Woods Rd #204, Baltimore, MD 21234
Phone: +1 (443) 798-2190
Category: Financial institution
Bridges & Associates, CPA’s
User Raiting:
5.00
Address: 835 Hollins St, Baltimore, MD 21201
Phone: +1 (410) 908-8134
Category: Financial institution
ACE Cash Express
User Raiting:
4.90
Address: 2329 Harford Rd, Baltimore, MD 21218
Phone: +1 (410) 327-4350
Category: Check cash
Rosedale Federal S & L Association
User Raiting:
4.90
Address: 9616A Belair Rd, Baltimore, MD 21236
Phone: +1 (410) 256-5200
Category: Financial institution
Universal Title - Baltimore
User Raiting:
4.90
Address: 4015 Foster Ave #315, Baltimore, MD 21224
Phone: +1 (877) 645-8319
Category: Financial institution
ACE Cash Express
User Raiting:
4.80
Address: 200 N Highland Ave Suite 3, Baltimore, MD 21224
Phone: +1 (410) 327-2024
Category: Check cash
PSG Lending
User Raiting:
4.80
Address: 400 W Franklin St Suite 300, Baltimore, MD 21201
Phone: +1 (410) 842-6062
Category: Financial institution
Access Capital Mortgage
User Raiting:
4.80
Address: 1128 S Charles St, Baltimore, MD 21230
Phone: +1 (410) 319-0000
Category: Financial institution
ACE Cash Express
User Raiting:
4.70
Address: 5500 Sinclair Ln Ste L, Baltimore, MD 21206
Phone: +1 (410) 325-1514
Category: Check cash
Meridian Management Group, Inc. (MMG)
User Raiting:
4.70
Address: 826 E Baltimore St, Baltimore, MD 21202
Phone: +1 (410) 333-2548
Category: Financial institution
Mariner Finance
User Raiting:
4.70
Address: 6666 Security Blvd Ste. 16, Baltimore, MD 21207
Phone: +1 (410) 265-1401
Category: Loan agency
Patriot Autos Bad Credit Car Dealership Baltimore Maryland
User Raiting:
4.70
Address: 6201 Reisterstown Rd, Baltimore, MD 21215
Phone: +1 (410) 585-1034
Category: Financial institution
Mariner Finance
User Raiting:
4.60
Address: 8211 Town Center Dr, Baltimore, MD 21236
Phone: +1 (443) 438-2036
Category: Loan agency
Sun West Mortgage Company, Inc.
User Raiting:
4.60
Address: 947 Fell St 2nd floor, Baltimore, MD 21231
Phone: +1 (443) 201-7558
Category: Financial institution
Property Title & Escrow
User Raiting:
4.60
Address: 7008 Security Blvd #220, Baltimore, MD 21244
Phone: +1 (410) 594-7474
Category: Financial institution
Mariner Finance
User Raiting:
4.60
Address: 1157 Merritt Blvd, Baltimore, MD 21222
Phone: +1 (410) 288-2958
Category: Loan agency
BayVanguard Bank
User Raiting:
4.50
Address: 532 Eastern Blvd, Baltimore, MD 21221
Phone: +1 (410) 686-5940
Category: Bank
Cash Mart
User Raiting:
4.30
Address: 700B Merritt Blvd, Baltimore, MD 21222
Phone: +1 (410) 282-5300
Category: Check cash
SECU Credit Union
User Raiting:
4.20
Address: 418 W Baltimore St, Baltimore, MD 21201
Phone: +1 (800) 879-7328
Category: Credit union
Payless Motors
User Raiting:
4.20
Address: 7110 Liberty Rd, Baltimore, MD 21207
Phone: +1 (410) 205-7966
Category: Financial institution
Shore United Bank
User Raiting:
4.20
Address: 1101 Maiden Choice Ln, Baltimore, MD 21229
Phone: +1 (410) 242-1234
Category: Bank
Luxury No Credit Check Apartment Home Rentals Lease Guaranty & Approval Service Maryland
User Raiting:
4.20
Address: 4132 E Joppa Road Suites 110-1137, Baltimore, MD 21236
Phone: +1 (410) 567-0083
Category: Financial institution
State Auto Center
User Raiting:
4.10
Address: 4000 W Belvedere Ave, Baltimore, MD 21215
Phone: +1 (443) 438-9291
Category: Financial institution
Central Credit Union of Maryland
User Raiting:
4.00
Address: 8501 Lasalle Rd, Baltimore, MD 21286
Phone: +1 (410) 828-4500
Category: Credit union
Land Home Financial Services - Baltimore
User Raiting:
4.00
Address: 7008 Security Blvd Suite 218, Baltimore, MD 21244
Phone: +1 (443) 590-3080
Category: Financial institution
GAW Check Cashing
User Raiting:
4.00
Address: 225 N Eutaw St, Baltimore, MD 21201
Phone: +1 (410) 528-8808
Category: Check cash
M&T Bank
User Raiting:
4.00
Address: 7 N Calvert St, Baltimore, MD 21202
Phone: +1 (410) 539-3714
Category: Bank
First Financial Federal Credit Union
User Raiting:
4.00
Address: 7966 Belair Rd, Baltimore, MD 21236
Phone: +1 (410) 321-6060
Category: Credit union
Chase Bank
User Raiting:
3.80
Address: 620 Cherry Hill Rd, Baltimore, MD 21225
Phone: +1 (410) 843-2000
Category: Bank
The Harbor Bank of Maryland (Main Branch)
User Raiting:
3.80
Address: 25 W Fayette St, Baltimore, MD 21201
Phone: +1 (410) 528-1801
Category: Bank
Dunne Wright Services, LLC
User Raiting:
3.80
Address: 4024 Belle Grove Rd, Baltimore, MD 21225
Phone: +1 (410) 760-7368
Category: Financial institution
Community Title Network
User Raiting:
3.80
Address: 1500 Whetstone Way Suite T-100, Baltimore, MD 21230
Phone: +1 (410) 401-3500
Category: Financial institution
1st Preference Mortgage Corporation
User Raiting:
3.70
Address: 9423 Belair Rd, Baltimore, MD 21236
Phone: +1 (410) 529-5400
Category: Financial institution
First National Bank
User Raiting:
3.70
Address: 300 E Lombard St, Baltimore, MD 21202
Phone: +1 (443) 948-5634
Category: Bank
Capital One Bank
User Raiting:
3.70
Address: 1241 W Pratt St, Baltimore, MD 21223
Phone: +1 (410) 246-0180
Category: Bank
Wells Fargo Bank
User Raiting:
3.70
Address: 4735 Liberty Heights Ave, Baltimore, MD 21207
Phone: +1 (410) 578-7259
Category: Bank
SECU Credit Union
User Raiting:
3.60
Address: 7173 Security Blvd, Baltimore, MD 21244
Phone: +1 (800) 879-7328
Category: Credit union
Truist
User Raiting:
3.60
Address: 548 E Belvedere Ave, Baltimore, MD 21212
Phone: +1 (410) 454-9830
Category: Bank
PNC Bank
User Raiting:
3.50
Address: 4624 Edmondson Ave, Baltimore, MD 21229
Phone: +1 (410) 233-2854
Category: Bank
BB&T Mortgage
User Raiting:
3.50
Address: 7101 Security Blvd, Baltimore, MD 21244
Phone: +1 (800) 295-5744
Category: Financial institution
WesBanco Bank
User Raiting:
3.50
Address: 531 S Conkling St, Baltimore, MD 21224
Phone: +1 (410) 675-4622
Category: Bank
M&T Bank
User Raiting:
3.40
Address: 5100 Campbell Blvd, Baltimore, MD 21236
Phone: +1 (410) 931-8025
Category: Bank
Wells Fargo Bank
User Raiting:
3.40
Address: 8851 Belair Rd, Baltimore, MD 21236
Phone: +1 (410) 256-4300
Category: Bank
SECU Credit Union
User Raiting:
3.30
Address: 7906 Rossville Blvd, Baltimore, MD 21236
Phone: +1 (800) 879-7328
Category: Credit union
MECU Credit Union - Seton Branch
User Raiting:
3.30
Address: 4801 Seton Dr, Baltimore, MD 21215
Phone: +1 (410) 752-8313
Category: Credit union
M&T Bank
User Raiting:
3.30
Address: 1 Light St, Baltimore, MD 21202
Phone: +1 (410) 545-2155
Category: Bank
M&T Bank
User Raiting:
3.20
Address: 7210 Ambassador Rd, Baltimore, MD 21244
Phone: +1 (410) 277-7185
Category: Bank
Gold's Check Cashing
User Raiting:
3.10
Address: 10 W 22nd St, Baltimore, MD 21218
Phone: +1 (410) 235-4137
Category: Check cash
Securityplus Federal Credit Union
User Raiting:
3.10
Address: 4470 W Northern Pkwy, Baltimore, MD 21215
Phone: +1 (410) 281-6200
Category: Financial institution
M&T Bank
User Raiting:
3.10
Address: 8812 Waltham Woods Rd, Baltimore, MD 21234
Phone: +1 (410) 882-9841
Category: Bank
M&T Bank
User Raiting:
3.00
Address: 22 S Greene St, Baltimore, MD 21201
Phone: +1 (410) 547-2621
Category: Bank
Chase Bank
User Raiting:
2.90
Address: 2863 Smith Ave, Baltimore, MD 21209
Phone: +1 (410) 559-2338
Category: Bank
BayVanguard Bank
User Raiting:
2.90
Address: 7114 North Point Rd, Baltimore, MD 21219
Phone: +1 (410) 477-5000
Category: Bank
MECU Credit Union - PJM Center Branch
User Raiting:
2.80
Address: 312 N Martin Luther King Jr Blvd, Baltimore, MD 21201
Phone: +1 (410) 752-8313
Category: Credit union
PNC Bank
User Raiting:
2.80
Address: 2000 E Joppa Rd, Baltimore, MD 21234
Phone: +1 (410) 661-4900
Category: Bank
Bank of America Financial Center
User Raiting:
2.80
Address: 5655 The Alameda, Baltimore, MD 21239
Phone: +1 (410) 435-7900
Category: Bank
Check City
User Raiting:
2.70
Address: 2329 Harford Rd, Baltimore, MD 21218
Category: Check cash
PNC Bank
User Raiting:
2.70
Address: 4941 Campbell Blvd, Baltimore, MD 21236
Phone: +1 (410) 931-6930
Category: Bank
M&T Bank
User Raiting:
2.60
Address: 1111 Light St, Baltimore, MD 21230
Phone: +1 (410) 783-1024
Category: Bank
MECU Credit Union - Headquarters Branch
User Raiting:
2.60
Address: 301 E Baltimore St, Baltimore, MD 21202
Phone: +1 (410) 752-8313
Category: Credit union
Members First of Maryland Federal Credit Union
User Raiting:
2.60
Address: 1631 Merritt Blvd, Baltimore, MD 21222
Phone: +1 (410) 633-8850
Category: Financial institution
Johns Hopkins Federal Credit Union
User Raiting:
2.60
Address: 4 E 33rd St, Baltimore, MD 21218
Phone: +1 (410) 534-4500
Category: Financial institution
Rosedale Federal Savings & Loan Association
User Raiting:
2.60
Address: 6708 Belair Rd, Baltimore, MD 21206
Phone: +1 (410) 668-1122
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
2.50
Address: 9635 Belair Rd, Baltimore, MD 21236
Phone: +1 (410) 256-1012
Category: Bank
M&T Bank
User Raiting:
2.50
Address: 3763 Old Court Rd, Baltimore, MD 21208
Phone: +1 (410) 602-3171
Category: Bank
PNC Bank
User Raiting:
2.40
Address: 1 E Pratt St Ste 100, Baltimore, MD 21202
Phone: +1 (410) 237-5505
Category: Bank
M&T Bank
User Raiting:
2.40
Address: 5225 Belair Rd, Baltimore, MD 21206
Phone: +1 (410) 488-7974
Category: Bank
Wells Fargo Bank
User Raiting:
2.40
Address: 1418 Martin Blvd, Baltimore, MD 21220
Phone: +1 (410) 687-5678
Category: Bank
Lendmark Financial Services LLC
User Raiting:
2.40
Address: 7620 Belair Rd, Baltimore, MD 21236
Phone: +1 (410) 665-8100
Category: Loan agency
Bank of America (with Drive-thru ATM)
User Raiting:
2.30
Address: 7601 Harford Rd, Baltimore, MD 21234
Phone: +1 (410) 444-6110
Category: Bank
M&T Bank
User Raiting:
2.20
Address: 7604 Belair Rd, Baltimore, MD 21236
Phone: +1 (410) 663-1581
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
2.00
Address: 5211 East Dr, Baltimore, MD 21227
Phone: +1 (410) 247-0022
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
2.00
Address: 7990 Honeygo Blvd, Baltimore, MD 21236
Phone: +1 (410) 931-7177
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
1.80
Address: 1501 Merritt Blvd, Baltimore, MD 21222
Phone: +1 (410) 285-5851
Category: Bank
OneMain Financial - Corporate Office
User Raiting:
1.60
Address: 100 International Drive, Baltimore, MD 21202
Category: Financial institution
Bank of America (with Drive-thru ATM)
User Raiting:
1.20
Address: 6400 Security Blvd, Baltimore, MD 21207
Phone: +1 (410) 944-5512
Category: Bank
BBVA Compass Loan Production Office (LPO)
User Raiting:
1.00
Address: 250 W Pratt St #1350, Baltimore, MD 21201
Category: Financial institution

What Are the Alternatives for Short-term Loans in Baltimore?

Explore safer, more affordable financial solutions that offer peace of mind. Discover alternatives to payday loans, reducing debt and fostering long-term financial stability for a secure future.

Quick Installment Loans

Installment loans allow borrowing a lump sum repaid over regular intervals. With fixed monthly payments, they offer manageable repayment terms for borrowers.

Guaranteed Cash Loans

Cash loans provide immediate funds for urgent needs. Typically short-term, these loans meet unexpected expenses quickly, often without needing collateral.

Instant Title Loans

Title loans require using your vehicle title as collateral. They provide fast access to funds but risk asset possession if repayment defaults occur.

Emergency Loans Online

Emergency loans assist in urgent financial situations, offering rapid relief. They ensure immediate access to needed funds, often with flexible eligibility criteria.

Payday Loans Online Fast

Payday loans online offer short-term, small dollar borrowing. Designed for financial emergencies, they typically require repayment by the next paycheck.

P2P Loans No Credit Check

P2P loans connect borrowers directly with individual investors. Often facilitated online, they provide personalized lending solutions without traditional bank involvement.

Debt Consolidation Loans Guaranteed

Debt consolidation loans merge multiple debts into one manageable payment. They aim to streamline repayment and may offer lower interest rates and simplified budgeting.

Bad Credit Loans Fast

Bad credit loans offer financing solutions to those with poor credit histories. They provide crucial access to funds when traditional credit options are unavailable.

How to Use Personal Loans - Useful Resources

Explore our comprehensive guide on utilizing personal loans effectively. Discover valuable resources and tips to manage short-term financial needs responsibly and avoid potential pitfalls.

Industry
Address
Phone
Car Repair and Service
Address: 1820 Worcester Street, Baltimore, MD 21230
Phone: +1 (410) 528-1820
Club & Association
Address: Waterview Avenue, Baltimore, MD 21230
Phone: +1 (410) 396-3840
College/University
Address: North Charles Street, Baltimore, MD 21201
-
Community Center
Address: Wyman Park Drive, Baltimore, MD 21211
Phone: +1 (443) 573-2500
Dentist
Address: 6080 Falls Road, Baltimore, MD 21209
Phone: +1 (410) 372-0202
Fast Food
Address: 5000 Sinclair Lane, Baltimore, MD 21206
-
Fitness Club & Center
Address: Aliceanna Street, Baltimore, MD 21231
Phone: +1 (410) 615-3540
Government Office
Address: 2600 Madison Avenue, Baltimore, MD 21217
Phone: +1 (410) 396-7070
Hotel/Motel
Address: 1429 Aliceanna Street, Baltimore, MD 21231
Phone: +1 (443) 990-1834
Library
Address: 201 East Baltimore Street, Baltimore, MD 21202
Phone: +1 (410) 396-5356
Movie Theater
Address: 727 West 40th Street, Baltimore, MD 21211
Phone: +1 (410) 235-1618
Museum
Address: 827 North Howard Street, Baltimore, MD 21201
-
Pharmacy
Address: 6821 Reisterstown Road, Baltimore, MD 21215
Phone: +1 (410) 764-6500
Post Office
Address: 401 West Pratt Street, Baltimore, MD 21201
Phone: +1 (443) 220-0280
Rent-a-Car Facility
Address: 1610 Saint Paul Street, Baltimore, MD 21202
Phone: +1 (240) 226-5993

How to Get to Baltimore

Complaints about Short-Term Loans in Maryland

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
244
Problem when making payments
125
Struggling to pay your loan
107
Problem with the payoff process at the end of the loan
100
Getting the loan
92
Charged fees or interest I didn't expect
87
Getting a line of credit
76
Incorrect information on your report
54
Problem with additional add-on products or services
45
Can't contact lender
26
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Baltimore

If you need to submit a complaint against a payday lender in Maryland, the primary regulatory body is the Maryland Commissioner of Financial Regulation. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Maryland Commissioner of Financial Regulation, 500 North Calvert Street, Suite 402, Baltimore, MD 21202
  • (410) 230-6100 or (888) 784-0136
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal?

No, payday loans are not legal in Maryland. The state has strict regulations in place that effectively ban payday lending to protect consumers from high-interest rates and predatory lending practices. These regulations are designed to safeguard the financial well-being of Maryland residents.

Why are Payday Loans Prohibited in Maryland?

Payday loans are prohibited in Maryland due to a recognition of the potential harm they can cause to borrowers. The high-cost structure of payday loans can lead individuals into cycles of debt, making it challenging to achieve financial stability. The state government has implemented these laws to prevent payday lenders from exploiting vulnerable consumers.

What Alternatives Are Available for Short-Term Financial Needs?

Maryland offers various alternatives for individuals facing short-term financial needs. These alternatives are designed to provide safer and more affordable options. Residents can explore traditional bank loans, credit unions, personal installment loans, and assistance programs provided by nonprofit organizations and government agencies. These alternatives prioritize responsible lending practices and borrower protection.

Can Out-of-State Lenders Offer Payday Loans in Maryland?

No, out-of-state payday lenders are not allowed to offer payday loans to residents in Maryland. The state's regulations extend beyond its borders to ensure that borrowers are protected from predatory lending practices, regardless of the lender's location.

What Should I Do If I Have an Existing Payday Loan?

If you have an existing payday loan, it's important to know that it is not legally enforceable in Maryland. The state's laws render such loans void. If you're facing challenges related to an existing payday loan, you can seek guidance from the Maryland Commissioner of Financial Regulation. They can provide assistance and resources to help resolve any issues associated with the loan.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders, it's essential to report these issues. You can report them to the Maryland Office of the Commissioner of Financial Regulation. Your report can contribute to investigations and efforts to curb predatory lending practices in the state, protecting other consumers from similar experiences. Your actions can make a difference in promoting fair and responsible lending practices in Maryland.

Maryland Personal Loans Near Me

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