Columbia Personal Loan in 2025

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Maryland Columbia

Eligibility Criteria for Personal Loans

  • Applicant must be at least 18 years-old.
  • Proof of identification (government-issued ID such as passport or driver's license).
  • Current address verification (utility bill or lease agreement).
  • Proof of stable income (pay stubs or bank statements).
  • Completed application form submitted online or in person.
  • Active bank account for funds transfer.
  • Contact information including phone number and email address.
  • No current bankruptcies or active repayment plans.

Trusted Personal Loan Lenders in Columbia, MD

Discover our handpicked list of trusted personal loan lenders, committed to providing transparent, reliable, and affordable financial solutions tailored to meet your unique needs and goals.

Lender
User Ratings
Address
Phone
Category
Nick Mautino at NFM Lending
User Raiting:
5.00
Address: 10632 Little Patuxent Pkwy Suite 333, Columbia, MD 21044
Phone: +1 (240) 417-8181
Category: Financial institution
First County Mortgage
User Raiting:
5.00
Address: 6300 Woodside Ct STE A, Columbia, MD 21046
Phone: +1 (240) 603-4008
Category: Financial institution
Chris Sittig - First Home Mortgage
User Raiting:
5.00
Address: 11000 Broken Land Pkwy Suite 105, Columbia, MD 21044
Phone: +1 (443) 414-8612
Category: Financial institution
Sandy Spring Bank Columbia Operations Center
User Raiting:
5.00
Address: Operations Center, 6831 Benjamin Franklin Dr, Columbia, MD 21046
Phone: +1 (800) 399-5919
Category: Bank
FitzGerald Financial Group
User Raiting:
5.00
Address: 8825 Stanford Blvd UNIT 310, Columbia, MD 21045
Phone: +1 (443) 656-3394
Category: Financial institution
Loan Closet of Howard County
User Raiting:
5.00
Address: 7125 Riverwood Dr d1, Columbia, MD 21046
Phone: +1 (410) 313-0363
Category: Financial institution
Nancy Raphael with FitzGerald Financial Group
User Raiting:
5.00
Address: 8825 Stanford Blvd UNIT 310, Columbia, MD 21045
Phone: +1 (410) 935-5554
Category: Financial institution
Bank of America Mortgage
User Raiting:
5.00
Address: 6201 Old Dobbin Ln, Columbia, MD 21045
Phone: +1 (443) 917-3421
Category: Financial institution
Primary Residential Mortgage, Inc.
User Raiting:
5.00
Address: 10801 Hickory Ridge Rd #205, Columbia, MD 21044
Phone: +1 (443) 275-0865
Category: Financial institution
Johanna Castro at Guaranteed Rate (NMLS #1595713)
User Raiting:
5.00
Address: 10320 Little Patuxent Pkwy Suite 1140, Columbia, MD 21044
Phone: +1 (240) 285-7252
Category: Financial institution
Presidential Bank Mortgage
User Raiting:
5.00
Address: 10450 Shaker Dr Suite 208, Columbia, MD 21046
Phone: +1 (410) 772-9555
Category: Financial institution
Erin Johnson at NFM Lending
User Raiting:
5.00
Address: 10632 Little Patuxent Pkwy Suite 333, Columbia, MD 21044
Phone: +1 (301) 395-0590
Category: Financial institution
Mike Davidson Team of Embrace Home Loans
User Raiting:
5.00
Address: 8840 Stanford Blvd Suite 1000, Columbia, MD 21045
Phone: +1 (301) 335-1859
Category: Financial institution
MVP Personal Loans
User Raiting:
5.00
Address: 11110 Broken Land Pkwy, Columbia, MD 21044
Phone: +1 (443) 347-5375
Category: Loan agency
Ernest Spriggs at NFM Lending
User Raiting:
5.00
Address: 10632 Little Patuxent Pkwy Suite 333, Columbia, MD 21044
Phone: +1 (202) 236-1609
Category: Financial institution
Ryan Farr - Mutual of Omaha Mortgage
User Raiting:
5.00
Address: 8820 Columbia 100 Pkwy #201, Columbia, MD 21045
Phone: +1 (410) 403-0677
Category: Financial institution
Churchill Mortgage - Kraig Spence
User Raiting:
4.90
Address: 7120 Minstrel Way Ste 206A, Columbia, MD 21045
Phone: +1 (443) 812-0883
Category: Financial institution
Nick Muro Mortgage Team
User Raiting:
4.90
Address: 8621 Robert Fulton Dr Suite 150, Columbia, MD 21046
Phone: +1 (410) 978-7221
Category: Financial institution
Mutual of Omaha Mortgage
User Raiting:
4.90
Address: 8820 Columbia 100 Pkwy Suite 201, Columbia, MD 21045
Phone: +1 (443) 345-2257
Category: Financial institution
Bryan Raiford at NFM Lending
User Raiting:
4.90
Address: 10632 Little Patuxent Pkwy Suite 333, Columbia, MD 21044
Phone: +1 (443) 336-4811
Category: Financial institution
BBMC Mortgage
User Raiting:
4.90
Address: 8820 Columbia 100 Pkwy #201, Columbia, MD 21045
Phone: +1 (410) 403-0722
Category: Financial institution
The Title Company
User Raiting:
4.90
Address: 6240 Old Dobbin Ln Suite 170, Columbia, MD 21045
Phone: +1 (240) 512-2138
Category: Financial institution
Embrace Home Loans-Maryland - Columbia
User Raiting:
4.80
Address: 6100 Merriweather Dr #220, Columbia, MD 21044
Phone: +1 (443) 283-0807
Category: Financial institution
NVHomes at Cedar Creek Singles
User Raiting:
4.70
Address: 7607 Cross Creek Dr, Columbia, MD 21044
Phone: +1 (410) 202-2527
Category: Financial institution
Columbia Accounting and Tax Services
User Raiting:
4.60
Address: 5921 Norway Ct, Columbia, MD 21044
Phone: +1 (443) 741-1970
Category: Financial institution
Hard Money Bankers, LLC
User Raiting:
4.50
Address: 10015 Old Columbia Rd H-125, Columbia, MD 21046
Phone: +1 (443) 539-8282
Category: Financial institution
Planet Home Lending, LLC
User Raiting:
4.50
Address: 10025 Governor Warfield Pkwy Suite 301, Columbia, MD 21044
Phone: +1 (888) 966-9044
Category: Financial institution
Community Title Network, formerly Colony Title Group
User Raiting:
4.10
Address: 5950 Symphony Woods Road, Suite 418, S Entrance Rd, Columbia, MD 21044
Phone: +1 (410) 884-1160
Category: Financial institution
NVR Mortgage
User Raiting:
3.90
Address: 9720 Patuxent Woods Dr, Columbia, MD 21046
Phone: +1 (410) 796-0980
Category: Financial institution
Tower Federal Credit Union
User Raiting:
3.60
Address: 9021 Snowden Square Dr, Columbia, MD 21046
Phone: +1 (301) 497-7000
Category: Financial institution
Williamsburg Homes
User Raiting:
3.50
Address: 5485 Harpers Farm Rd, Columbia, MD 21044
Phone: +1 (410) 997-8800
Category: Financial institution
NASA Federal Credit Union
User Raiting:
3.50
Address: 7085 Minstrel Way, Columbia, MD 21045
Phone: +1 (888) 627-2328
Category: Financial institution
SECU Credit Union
User Raiting:
3.00
Address: 8630 Snowden River Pkwy, Columbia, MD 21045
Phone: +1 (800) 879-7328
Category: Credit union
Capital Bank, N.A.
User Raiting:
3.00
Address: 6711 Columbia Gateway Dr Suite 170, Columbia, MD 21046
Phone: +1 (443) 221-6866
Category: Bank
Capital One Bank
User Raiting:
2.70
Address: 6445 Dobbin Rd, Columbia, MD 21045
Phone: +1 (410) 730-4371
Category: Bank
M&T Bank
User Raiting:
2.60
Address: 6395 Dobbin Rd, Columbia, MD 21045
Phone: +1 (410) 964-6843
Category: Bank
Bank of America (with Drive-thru ATM)
User Raiting:
1.90
Address: 8825 Centre Park Dr, Columbia, MD 21045
Phone: +1 (443) 832-2606
Category: Bank
View More

What Are the Alternatives for Short-term Loans in Columbia?

Explore safer, more affordable options to payday loans, including personal loans, credit unions, and budgeting assistance, helping you achieve financial stability without high-interest burdens.

Quick Installment Loans

Installment loans are borrowed funds paid back over time with scheduled payments. These are typically larger than payday loans, offering a quick and structured repayment process.

Fast Cash Loans

Cash loans provide immediate funds for urgent needs. They are usually short-term and easy to obtain, offering a fast solution to financial emergencies without lengthy procedures.

Instant Title Loans

Title loans require using your vehicle as collateral. Borrowers receive funds instantly, though they risk losing their vehicle if unable to repay. They're meant for quick cash flow.

Emergency Loan Online

These loans cater to urgent financial needs during unexpected crises. Often available online, emergency loans provide fast access to necessary funds without traditional hurdles.

Payday Loans Online

Online payday loans offer small, short-term financial assistance, meant to cover expenses until the next paycheck. They're typically easy to access, even with imperfect credit.

P2P Loans Guaranteed

Peer-to-peer loans allow individuals to borrow directly from others, facilitated through platforms. These loans offer guaranteed approval from fellow lenders with flexible terms.

Debt Consolidation Loans Instant

These loans combine multiple debts into one manageable payment. Instantly simplify financial burdens by reducing interest rates and organizing debt into a single monthly installment.

No Credit Check Bad Credit Loans

Designed for those with poor credit history, these loans offer funds without scrutinizing credit scores. No credit check loans can improve financial situations with responsible usage.

How to Use Personal Loans - Useful Resources

Explore essential resources on responsibly utilizing personal loans, understanding their benefits and risks, and making informed financial decisions to seamlessly manage short-term financial needs.

Industry
Address
Phone
Car Repair and Service
Address: 8801 Centre Park Drive, Columbia, MD 21045
Phone: +1 (443) 774-0005
Car Wash
Address: 10611 Little Patuxent Parkway, Columbia, MD 21044
Phone: +1 (410) 740-9890
Community Center
Address: 9430 Farewell Road, Columbia, MD 21045
Phone: +1 (410) 290-7690
Dentist
Address: 8600 Snowden River Parkway, Columbia, MD 21045
Phone: +1 (410) 290-0646
General Practitioner
Address: 8200 Snowden River Parkway, Columbia, MD 21045
Phone: +1 (443) 917-6436
Hospital
Address: 10980 Grantchester Way, Columbia, MD 21044
Phone: +1 (410) 772-6500
Hotel
Address: 8910 Stanford Boulevard, Columbia, MD 21045
Phone: +1 (410) 290-0002
Library
Address: 10320 Little Patuxent Parkway, Columbia, MD 21044
Phone: +1 (443) 979-7200
Museum
Address: 5067 Lake Circle West, Columbia, MD 21044
Phone: +1 (410) 730-0994
Pharmacy
Address: 8105 Martin Road, Columbia, MD 21044
Phone: +1 (410) 964-6409
Post Office
Address: 8630-M Guilford Road, Columbia, MD 21046
Phone: +1 (410) 290-6900
Rent-a-Car Facility
Address: 6517 Quiet Hours, Columbia, MD 21045
Phone: +1 (410) 772-8200
Shopping Center
Address: 7185 Columbia Gateway Drive, Columbia, MD 21046
Phone: +1 (410) 312-0841
Theater
Address: 8775 Cloudleap Court, Columbia, MD 21045
Phone: +1 (301) 596-3265
Veterinarian
Address: 8895 Centre Park Drive, Columbia, MD 21045
Phone: +1 (443) 574-7475

How to Get to Columbia

Complaints about Short-Term Loans in Maryland

Issue Type
Amount of Complaints
Charged fees or interest you didn't expect
244
Problem when making payments
125
Struggling to pay your loan
107
Problem with the payoff process at the end of the loan
100
Getting the loan
92
Charged fees or interest I didn't expect
87
Getting a line of credit
76
Incorrect information on your report
54
Problem with additional add-on products or services
45
Can't contact lender
26
The data is taken from consumer complaint database created by Consumer Financial Protection Bureau

Submit a Complaint for a Short-term lender in Columbia

If you need to submit a complaint against a payday lender in Maryland, the primary regulatory body is the Maryland Commissioner of Financial Regulation. They ensure compliance with state laws governing payday loans. You can reach them at:

  • Maryland Commissioner of Financial Regulation, 500 North Calvert Street, Suite 402, Baltimore, MD 21202
  • (410) 230-6100 or (888) 784-0136
Submit a Complaint

Frequently Asked Questions about Short-term Loans

Are Payday Loans Legal?

No, payday loans are not legal in Maryland. The state has strict regulations in place that effectively ban payday lending to protect consumers from high-interest rates and predatory lending practices. These regulations are designed to safeguard the financial well-being of Maryland residents.

Why are Payday Loans Prohibited in Maryland?

Payday loans are prohibited in Maryland due to a recognition of the potential harm they can cause to borrowers. The high-cost structure of payday loans can lead individuals into cycles of debt, making it challenging to achieve financial stability. The state government has implemented these laws to prevent payday lenders from exploiting vulnerable consumers.

What Alternatives Are Available for Short-Term Financial Needs?

Maryland offers various alternatives for individuals facing short-term financial needs. These alternatives are designed to provide safer and more affordable options. Residents can explore traditional bank loans, credit unions, personal installment loans, and assistance programs provided by nonprofit organizations and government agencies. These alternatives prioritize responsible lending practices and borrower protection.

Can Out-of-State Lenders Offer Payday Loans in Maryland?

No, out-of-state payday lenders are not allowed to offer payday loans to residents in Maryland. The state's regulations extend beyond its borders to ensure that borrowers are protected from predatory lending practices, regardless of the lender's location.

What Should I Do If I Have an Existing Payday Loan?

If you have an existing payday loan, it's important to know that it is not legally enforceable in Maryland. The state's laws render such loans void. If you're facing challenges related to an existing payday loan, you can seek guidance from the Maryland Commissioner of Financial Regulation. They can provide assistance and resources to help resolve any issues associated with the loan.

Where Can I Report Unlawful Payday Lending Practices?

If you encounter any unlawful payday lending practices or believe you have been targeted by predatory lenders, it's essential to report these issues. You can report them to the Maryland Office of the Commissioner of Financial Regulation. Your report can contribute to investigations and efforts to curb predatory lending practices in the state, protecting other consumers from similar experiences. Your actions can make a difference in promoting fair and responsible lending practices in Maryland.

Maryland Personal Loans Near Me

Aberdeen Aberdeen Proving Ground Abingdon Accident Accokeek Adamstown Adelphi Air Annapolis Annapolis Junction Arlington Arnold Ashton Aspen Hill Avondale Baltimore Barton Beallsville Bel Air Belcamp Beltsville Berlin Berwyn Heights Bethesda Big Pool Bladensburg Bloomington Boonsboro Bowie Boyds Brandywine Brentwood Brooklyn Brooklyn Park Broomes Island Bryans Road Bryantown Burtonsville Cabin John California Calverton Cambridge Camp Springs Capitol Heights Catonsville Cecilton Centreville Chance Charlotte Hall Chase Chesapeake Beach Chesapeake City Chester Chestertown Chevy Chase Church Hill Churchton City Clarksburg Clarksville Clear Spring Clinton Cockeysville Colesville College Park Colora Columbia Crisfield Crofton Crownsville Cumberland Damascus Darlington Davidsonville Deal Island Historic District Deale Denton Derwood District Heights Dundalk Dunkirk East New Market Easton Edgewater Edgewood Eldersburg Elkridge Elkton Ellerslie Ellicott Ellicott City Emmitsburg Essex Fallston Federalsburg Finksburg Forest Heights Forest Hill Forestville Fort Howard Fort Meade Fort Washington Frederick Friendsville Frostburg Fruitland Fulton Gaithersburg Galesville Gambrills Germantown Gibson Island Glen Arm Glen Burnie Glen Echo Glenarden Glenn Dale Glyndon Grace Grantsville Grasonville Great Mills Greater Landover Greenbelt Gunpowder Gwynn Oak Hagerstown Halethorpe Hall Hampstead Hancock Hanover Havre De Grace Heights Highland Highlandtown Hill Hillcrest Heights Hollywood Hughesville Hunt Valley Huntingtown Hurlock Hyattsville Ijamsville Indian Head Jarrettsville Jessup Joint Base Andrews Joppatowne Keedysville Kensington Kingsville Knoxville La Plata La Vale Landover Landover Hills Lanham Largo Laurel Laytonsville Leonardtown Lexington Park Linthicum Heights Lonaconing Lusby Lutherville Manchester Marlboro Marlow Heights Marriottsville Marydel Maugansville Mchenry Mechanicsville Middle River Middletown Millersville Mitchellville Monkton Monrovia Montgomery Village Morningside Mt Airy Mt Rainier Mt Washington Myersville National Harbor New Carrollton New Market New Windsor North Beach North East North Englewood Nottingham Oakland Ocean City Ocean Pines Odenton Olney Owings Owings Mills Oxon Hill Park Parkton Parkville Parsonsburg Pasadena Perry Hall Perry Point Perryville Phoenix Pikesville Pittsville Plata Pocomoke City Point Poolesville Port Tobacco Potomac Preston Prince Frederick Princess Anne Pylesville Queenstown Randallstown Reisterstown Ridgely Rising Sun Riverdale Riverdale Park Rockville Rosedale Ruxton Salisbury Sandy Spring Seabrook Seat Pleasant Secretary Severn Severna Park Sharpsburg Sharptown Silver Spring Smithsburg Snow Hill Solomons Sparks Sparks Glencoe Sparrows Point Spring St Charles St Inigoes St Leonard St Michaels Stevensville Street Sudlersville Suitland Suitland silver Hill Sunderland Sykesville Takoma Park Taneytown Temple Hills Thurmont Timonium Towson Union Bridge Upper Marlboro Upperco Valley Waldorf Walker Mill Walkersville West Friendship West River Westernport Westminster Wheaton Wheaton glenmont White Marsh White Plains Whiteford Willards Williamsport Windsor Mill Woodbine Woodlawn Woodsboro Wye Mills